Whether you’re setting off on a romantic babymoon or heading to your favourite beach-side destination to rest and put your feet up, consider travel insurance that covers your overseas medical expenses.
RACV International Travel Insurance also includes cover for stolen or lost luggage, cancellation fees and emergency expenses, depending on the level of cover you choose.
We recommend expecting parents seek their doctor’s advice before travelling and check that RACV Travel Insurance provides the cover needed.
If, at the time of travel, you're 25 weeks pregnant or less with one child, and without any complications, you’re automatically covered for:
You may need to disclose your pregnancy when buying your policy if it does not meet automatically covered criteria.
You need to apply for cover and complete a medical assessment if you:
Enjoy overseas medical and hospital included with all policies, including cover for eligible pregnancies.
Find a full list of inclusions, limits, sub-limits and exclusions for all policies in the Product Disclosure Statement.
** $unlimited means that generally there is no cap on the maximum dollar amount which may be paid out for this benefit, subject to the specific terms and conditions, sub-limits and exclusions that apply to this benefit. This benefit covers reasonable overseas medical and hospital costs as a result of an injury (including arising from a Terrorist Act) or illness occurring which first shows itself during Your Period of Insurance. Benefits may be paid up to 12 months from the time You received treatment for the injury or illness, but only for reasonable expenses incurred during that time. All medical treatments must be provided by Your Treating Doctor or Our Consulting Medical Officer. You must notify Us as soon as practicable of Your admittance to hospital.
^^ $unlimited means that generally there is no cap on the maximum dollar amount which may be paid out for this benefit, subject to the specific terms and conditions, sub-limits and exclusions that apply to this benefit.
You have the flexibility to choose when you buy your cover.
You can choose to buy travel insurance as soon as you pay for any part of your trip. This means you're covered in case your trip is cancelled due to unforeseen circumstances.
You can also choose to get RACV Travel Insurance online right before you go. Even if you're just about to leave there's still time to pack an RACV Travel Insurance policy for your trip.
RACV Travel Insurance covers 38 medical conditions automatically, provided you meet specific criteria. Some medical conditions are not covered.
Medical conditions not automatically covered:
You can apply for cover by completing a medical assessment. If accepted, you may need to pay an additional premium.
Check which medical conditions are covered.
RACV Travel Insurance won't cover you for destinations with a "Do Not Travel" status.
Check travel status before you plan and start your trip.
The information provided is general advice only. Before making any decisions please consider your own circumstances and the Product Disclosure Statement and Target Market Determinations. For copies, visit racv.com.au. Royal Automobile Club of Victoria (RACV) Ltd AR 001243563 is an authorised representative of the issuer and receives commission for each policy sold or renewed. RACV Travel Insurance issued by Tokio Marine & Nichido Fire Insurance Co., Ltd ABN 80 000 438 291 AFSL 246 548. Terms & conditions apply, refer to the PDS.