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Domestic travel insurance

Cover designed to suit your Aussie holiday with 15% off for RACV Members

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Types of cover
Why choose RACV
Options and add–ons
Frequently asked questions
Assistance and support
Medical conditions
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Travel insurance to explore Australia

  • Cover for cancellation fees and lost deposits starts when you buy your policy.
  • Cover for lost, stolen, damaged or delayed luggage or personal items#.
  • Rental car excess included with RACV Domestic Travel Insurance plan#

    #Limits, sub-limits and exclusions apply. Refer to the Product Disclosure Statement for full details.

Compare domestic travel cover options

Find a full list of inclusions and exclusions for all policies in the Product Disclosure Statement.

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Domestic plan

RACV Members save
15%
on all travel insurance policies
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Domestic cancellation plan

RACV Members save
15%
on all travel insurance policies
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Rental car excess

RACV Members save
15%
on all travel insurance policies
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Enjoy the benefits of RACV Domestic Travel Insurance

Online claims 24/7

 Make a claim online any time.

Cancellations and luggage

Cover for stolen, lost or damaged luggage or belongings#, plus travel delays, trip cancellations and travel agent fees#.

Include the family

RACV Travel Insurance policies insure your children and grandchildren for free¹. Simply add them to your policy before you travel.

RACV Members save 15%

Already a Member? You’ll save 15% on all travel insurance policies.

#Limits, sub-limits and exclusions apply. Refer to the Product Disclosure Statement for full details.

^^$unlimited means that generally there is no cap on the maximum dollar amount which may be paid out for this benefit, subject to the specific terms and conditions, sub-limits and exclusions that apply to this benefit.

¹Children & grandchildren aged 25 and under go for free — providing they are financially dependent on their parents, not working full time, do not require a medical assessment and are travelling with you the whole time and listed on your certificate of insurance.

Options and add-ons for your policy

No two overseas trips are the same, with RACV Travel Insurance, you choose policy options and add-ons.

Excess options

Choose to vary your excess from $0 to $100. This is the amount you’ll pay when you make a claim.

The excess amount you choose will increase or reduce your premium+.

Cruise cover

Going on a cruise in Australian waters? Simply select ‘Australian Cruises’ as your destination.

Find out more

Ski and winter sports cover

This add-on covers you for some forms of skiing, snowboarding and winter sports activities. It must be purchased together with your policy. This cover is not available for those over 85.

Find out more

+Some cover benefit limits or sublimits may be less than your chosen excess and therefore the insurer may not contribute anything to your claim.

Other types of cover

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Rental car excess cover

Planning a road trip? Get cover for up to $8,000 against the excess payable if your rental car is involved in an incident, stolen or damaged.

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International travel insurance

From New Zealand to Europe, travel with comprehensive, essentials or basics cover on your next trip.

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Annual multi-trip plan

Take multiple trips over a 12-month period, all covered under the one policy with the Annual Multi-trip Travel Insurance plan#.

Explore plan

#Limits, sub-limits and exclusions apply. Refer to the Product Disclosure Statement for full details.

Frequently asked questions

You have the flexibility to choose when you buy your cover.

You can choose to buy travel insurance as soon as you pay for any part of your trip. This means you're covered in case your trip is cancelled due to unforeseen circumstances.

You can also choose to get RACV Travel Insurance online right before you go. Even if you're just about to leave there's still time to pack an RACV Travel Insurance policy for your trip.

You should make a claim as soon as possible.

You’ll need your personal information and information about the incident your are claiming for. This might include documentation of medical treatment, police reports for stolen items, receipts and proof of ownership.

RACV Travel Insurance covers 38 medical conditions automatically, provided you meet specific criteria. Some medical conditions are not covered.

Medical conditions not automatically covered:

You can apply for cover by completing a medical assessment. If accepted, you may need to pay an additional premium.

Check which medical conditions are covered.

Browse all FAQs

Assistance and support

Making a claim

Make a claim online 24/7 anytime. You can also call the team for support.

Travel alerts

Check travel status before you plan your trip and again before you leave.

RACV Travel Insurance won't cover you for destinations with a Department of Foreign Affairs and Trade "Do Not Travel" status.

Medical conditions and things to consider

The information provided is general advice only. Before making any decisions please consider your own circumstances and the Product Disclosure Statement and Target Market Determinations. For copies, visit racv.com.au. Royal Automobile Club of Victoria (RACV) Ltd AR 001243563 is an authorised representative of the issuer and receives commission for each policy sold or renewed. RACV Travel Insurance issued by Tokio Marine & Nichido Fire Insurance Co., Ltd ABN 80 000 438 291 AFSL 246 548. Terms & conditions apply, refer to the PDS.