When buying an EV with RACV green car loans, you get a 1.5% discount on your loan interest rate*.
^Important information about the comparison rate.
Get 2 years' free RACV premium roadside assistance when you apply for a car loan directly through RACV†.
Apply online or call 13 15 60. Have personal details, income, assets and expenses ready. Include car details if available.
We'll review the application and get back to you as quickly as possible.* Pre-approval available before you decide on your car.
Once approved, we’ll call you to work out the details. When your car is ready, you should get funds within 24 hours.
Estimate your monthly or fortnightly repayments on your car loan^.
You can also choose to pay weekly.
Our 21-day Loan Satisfaction Guarantee^^ gives you peace of mind.
If you take out a consumer loan with RACV Finance and are not completely satisfied, you can repay the borrowed amount within 21 days and we'll cancel your loan without penalty. We'll also refund any interest and waive fees.
* R.A.C.V. Finance Limited ABN 82 004 292 291 Australian Credit Licence No. 391488. RACV Finance is subject to RACV lending criteria. Conditions, fees and charges apply.
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RACV Finance also provides RACT Car Loans.
^ Comparison rate calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate is only true for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts will result in a different comparison rate.
** Years of Membership benefit applies to all consumer loan applications (subject to approval) made directly through RACV. Any loan application introduced through a broker/intermediary will not be able to receive the discount.
^^ If you are not completely satisfied with your RACV Finance personal loan, you can return the full loan amount and, if the loan is paid out and finalised within 21 days from the date the loan was funded RACV Finance will refund all application fees and any interest charged; waive the early termination fee (ETF); and cancel any Consumer Credit Insurance or Shortfall Insurance policy taken out and refund all premiums to the loan, product coverage will cease. The Satisfaction Guarantee is not available in conjunction with commercial loan products, leases or loans introduced by Brokers/Dealers.
485 Bourke St, Melbourne VIC 3000
A Target Market Determination is a document which describes who a product is appropriate for (target market), and any conditions around how the product can be distributed to customers. It also describes the events or circumstances where we may need to review the Target Market Determination for a loan product. View the Target Market Determination for RACV Secured Personal Loan (197kB), RACV Unsecured Personal Loan (184kB), and RACV Green Car Loan (PDF 194kB).
† Only available with car and motorcycle loans with a Victorian residential address. Limit of one Total Care plan per settled loan contract, set up in name of the borrower first listed in the contract. Renewal after complimentary period has ended will be on standard pricing as at time of renewal. Loan applications introduced by a broker/intermediary are not eligible for this offer. Total Care eligibility and benefits apply per standard Emergency Roadside Assistance Terms and Conditions.
Find out more about RACV Total Care Roadside Assistance.
RACV Green Car Loans are for any battery electric vehicles run solely on electricity.
A green car loan – sometimes called green car financing or an electric vehicle loan – offers a lower interest rate than regular loans to help fund the purchase of an eco-friendly car.
Electric vehicles are generally more expensive than their petrol equivalents, so a green car loan can incentivise consumers switching to an electric vehicle sooner.
To find out what government concessions or rebates are offered in your state or territory check out the Australian Green Vehicle Guide.
Yes, you can refinance an existing green car loan with another provider if you can meet the eligibility and credit requirements.
For more information, read the RACV Green Loan Target Market Determination.
Yes, our Years of Membership Benefits discount** applies to all approved loans made directly to RACV.
Here's the annual discount for RACV new, used or green car loans, based on years of membership:
Keep in mind, any loan application introduced through a broker or intermediary will not be eligible to receive the Member discount.
If you're not a Member but end up taking out a car loan with RACV, you'll then have access to a range of member benefits, from discounted tickets to exclusive deals.
Yes you can make additional repayments, but keep in mind you may be charged an early termination fee if your loan is repaid in full before the end of the agreed loan term.
There are no ongoing fees with RACV loans. Your potential fees include:
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