Third Party insurance plus
Includes the great benefits you expect from Victoria’s most-trusted car insurance
Third Party Fire and Theft Car Insurance
When you want intermediate car insurance with great benefits
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24/7 claims service - 13 19 03
We’re there for you when you need us
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We keep things simple
Our call centres and shops are located in Victoria, there's no need to name additional drivers and no limit on how far you drive
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Up to $20 million for damage to someone else’s vehicle or property
Covers your liability if your car is involved in an incident. For example, if you are ‘at fault’ and someone else’s vehicle or property is damaged
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Fire and theft cover, for loss or damage
Your car is covered for up to $10,000 if it is damaged by fire or stolen
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Limited cover for your car
If you are not 'at-fault' in a collision, the other party is uninsured and you can identify them, you are covered for up to $5000 in loss or damage to your car
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Hire car if your car is stolen
We will pay for a hire car for up to 21 days (max $60 a day), plus provide $2000 cover for your excess or bond if you have an incident in the hire car
The more insurance policies you have with us, the more you could save. When you take out two or more RACV Insurance policies you’ll receive 10% off each.
*On existing policies, discount takes effect at next renewal. Excludes Travel, Business, Farm and Single Item Insurance products.
More for you
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Towing from the incident included
One tow from the scene of the incident to the nearest RACV-partnered repairer, your nominated repairer, a customer management centre or place of safety
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Aussie Assist personal emergency assistance included
If you or your family dependent have an emergency more than 100km from home, Aussie Assist can help, and you don’t even have to be with your car to use it
RACV saves you money with our Years of Membership Benefits discounts
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Bronze
5-9 years5%
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Silver
10-24 years10%
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Gold
25-50 years15%
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Gold 50
51+ years20%
Product Disclosure Statements, Premium, Excess, Discounts and Benefit Guides
RACV Complete Care® Motor Insurance Product Disclosure Statement
RACV Motor Insurance Product Disclosure Statement and Policy Booklet for policies with a start date on or after 15 October 2017 and renewal policies with a start date on or after 27 November 2017.
RACV Complete Care® Motor Insurance Product Disclosure Statement and Policy Booklet and Supplementary Product Disclosure Statement for policies with a start date on or after 20 March 2017 and renewal policies with a start date on or after 1 May 2017 and new business policies with a start date before 15 October 2017 and renewal policies with a start date before 27 November 2017.
RACV Complete Care® Motor Insurance Product Disclosure Statement and Policy Booklet and Supplementary Product Disclosure Statement for new business policies with a start date on or after 22 March 2015 and renewal policies with a start date on or after 11 May 2015 and new business policies with a start date before 20 March 2017 and renewal policies with a start date before 1 May 2017
RACV Motor Insurance Product Disclosure Statement
RACV Motor Insurance Product Disclosure Statement and Policy Booklet for policies with a start date on or after 15 October 2017 and renewal policies with a start date on or after 27 November 2017.
RACV Motor Insurance Product Disclosure Statement and Policy Booklet and Supplementary Product Disclosure Statement for new business policies with a start date on or after 18 December 2016 and renewal policies with a start date on or after 23 Jan 2017 and new business policies with a start date before 15 October 2017 and renewal policies with a start date before 27 November 2017.
RACV Motor Insurance Product Disclosure Statement and Policy Booklet and Supplementary Product Disclosure Statement for new business policies with a start date on or after 22 March 2015 and renewal policies with a start date on or after 11 May 2015 and new business policies with a start date before 18 December 2016 and renewal policies with a start date before 23 January 2017
Summary of RACV Motor Insurance changes
RACV Motor Insurance Premium, Excess, Discounts and Benefits Guides
RACV Motor Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 8 December 2017 and renewal policies with a start date on or after 21 January 2018.
RACV Motor Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 15 October 2017 and renewal policies with a start date on or after 27 November 2017 and new business policies before 8 December 2017 and renewal policies with an effective date before 21 January 2018.
RACV Motor Insurance Premium, Excess, Discounts and Benefits Guide for policies with a new business or renewal start date on or after 17 July 2017 and new business policies before 15 October 2017 and renewal policies with an effective date before 27 November 2017.
RACV product brochures
RACV Motor Insurance Aussie Assist Benefits Guides
RACV Comprehensive Insurance, RACV Third Party Fire and Theft Insurance, RACV Third Party Property Damage Insurance for new business policies with a start date on or after 28 September 2008 or renewal policies with a start date on or after 10 November 2008.
Complete Care® Motor Insurance for new business policies and renewal policies with a start date on or after 7 December 2008.
*RACV Motor Insurance is issued by Insurance Manufacturers of Australia Pty Limited ABN 93 004 208 084 AFS Licence No. 227678. The information on this website is general advice only so before making any decisions, please consider your own circumstances and the Product Disclosure Statement.