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RACV Trailer Insurance provides cover for collision damage or loss caused by natural events like bushfire, floor or storm, malicious damage or theft, or a collision on the road. Trailers include utility trailers, watercraft trailers and more.
Key inclusion:
If you give someone permission to borrow your trailer, they will be covered by this insurance policy.
What does RACV Trailer Insurance cover?
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Need to make a claim?
If you’ve recently been involved in a road accident and need to make a claim, call 13 19 03.
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Review policy information
To retrieve a previous quote, you’ll need to contact us by phone on 13 72 28.
Will my trailer be covered at home and while driving?
With RACV Trailer Insurance, your car trailer will be covered when it’s parked at home and while you’re driving, provided it has been correctly fitted to the towing vehicle.
What types of trailers can be covered by RACV Trailer Insurance?
Any trailer that meets VicRoads requirements can be covered. This includes horse trailers, watercraft trailers, boat trailers and utility trailers.
Note that tools and other contents are not included as part of an RACV Trailer Insurance policy.
Do I need insurance to tow a trailer?
It is not a legal requirement to insure a trailer in Victoria. However, purchasing trailer insurance can help protect you from significant bills in the event your trailer causes damage to another vehicle, or in the event of damage or loss occurring to your trailer as a result of an insured event, like fire, flood, storm, theft or attempted theft.
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* To qualify for the Multi-Policy Discount, members must hold two eligible RACV Insurance policies. Excludes Travel, Business, Farm, Single Item and Pet Insurance products. On existing policies, discount takes effect at next renewal.
The information provided is general advice only, so before making any decisions please consider your own circumstances and the Product Disclosure Statement. For a copy, please call 13 RACV (13 72 28) or visit racv.com.au.
RACV Insurance policies are distributed to members of Royal Automobile Club of Victoria (RACV) Ltd by RACV Insurance Services Pty Ltd ABN 74 004 131 800 AFS Licence No. 230039.
RACV Motor, Home, Landlord, Veteran, Vintage & Classic Vehicle, Caravan & Trailer, Motorcycle and Boat Insurance issued by Insurance Manufacturers of Australia Pty Ltd, ABN 93 004 208 084, AFS Licence No. 227678.
R.A.C.V. Finance Limited ABN 82 004 292 291 Australian Credit Licence No. 391488. RACV Finance is subject to RACV lending criteria. Conditions, fees and charges apply.