• What is Trailer Insurance?


    RACV Trailer Insurance provides cover for collision damage or loss caused by natural events like bushfire, floor or storm, malicious damage or theft, or a collision on the road. Trailers include camper trailers, utility trailers, watercraft trailers and more.

What does RACV Trailer Insurance cover?

With an RACV Trailer Insurance policy, you'll be covered for a range of events. Here’s a summary of what’s included: 

  • Loss or damage to your trailer caused by a collision, flood, fire, malicious act, storm, theft or attempted theft.
  • Towing from an incident to a safe place or the nearest repairer.
  • Up to $500 in emergency repairs following an incident.
  • Up to $1000 for contents cover which you can increase. ($500 limit applies for certain items or categories).
  • Liability cover up to $20 million for unintentional collision damage to someone else’s vehicle or property.

This is only a summary of the inclusions for RACV Trailer Insurance. For more information, such as conditions, limits and exclusions, please read the Product Disclosure Statement.

  • Loss or damage outside of Australia.
  • Cover for items inside or on your trailer, like tools, bikes or watercraft.
  • Loss or damage arising from not securing your trailer or leaving it in an unsafe place.
  • Rust, corrosion, depreciation and general wear and tear.

For more information on General Exclusions and items not included in your cover, refer to the Product Disclosure Statement.

Ways to save with RACV

Frequently asked questions

Do I need insurance to tow a trailer?

It is not a legal requirement to insure a trailer in Victoria. However, purchasing trailer insurance can help protect you from significant bills in the event your trailer causes damage to another vehicle, or in the event of damage or loss occurring to your trailer as a result of an insured event, like fire, flood, storm, theft or attempted theft.

Discover other RACV Insurance products 

Policy documents

RACV Caravan & Trailer Insurance Product Disclosure Statements

RACV Caravan & Trailer Insurance Product Disclosure Statement and Policy Booklet for policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 30 June 2019.

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RACV Caravan & Trailer Insurance Product Disclosure Statement and Policy Booklet for policies with a start date on or after 10 October 2016 and renewal policies with a start date on or after 14 November 2016 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 30 June 2019.

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RACV Caravan & Trailer Insurance Premium, Excess, Discounts and Aussie Assist Benefits Guides

RACV Caravan & Trailer Insurance Premium, Excess, Discounts and Aussie Assist Benefits Guide for policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 30 June 2019.

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RACV Caravan & Trailer Insurance Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 24 August 2018 and renewal policies with a start date on or after 1 October 2018 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 30 June 2019.

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* RACV Motor Insurance is issued by Insurance Manufacturers of Australia Pty Limited ABN 93 004 208 084 AFS Licence No. 227678. The information on this website is general advice only so before making any decisions, please consider your own circumstances and the Product Disclosure Statement. 

** On existing policies discount takes effect at next renewal. Excludes Travel, Business, Farm, Single Item and Pet Insurance products.