Travel Insurance for Pregnancy

When it comes to travelling while pregnant, you want to ensure you have the right coverage to give you peace of mind.

Travelling while pregnant

 

Whether you’re setting off on a romantic babymoon or heading to your favourite beach-side destination to rest and put your feet up, it’s important to choose travel insurance that covers your pregnancy.

Relax pregnancy travel insurance

Overseas medical coverage for pregnancy

Pregnancy is classed as a Medical Condition. This means that you’re required to disclose your pregnancy while applying for cover.

RACV’s travel insurance policies provide some cover for pregnant mothers. RACV Travel Insurance covers single non-complicated pregnancies. For all other pregnancies, a medical assessment must be completed. To check whether your pregnancy is covered, read the RACV travel insurance PDS.

As with all travel insurance, it is important that expectant mothers consider if they should travel, seek their doctor’s advice and ensure the policy provides the coverage they need.

medication pregnancy travel insurance flatlay

Why choose RACV Travel Insurance?

  • Overseas medical

    All RACV’s international travel insurance policies offer cover for overseas medical and hospital expenses. This means that Medical Conditions, that have been approved, such as pregnancy, are covered with overseas medical expenses, limitations for pregnancy as listed below.1

  • No need to pay extra for pregnancy cover

    Avoid the hassle to needing to purchase any additional extras. With RACV’s international travel insurance policies single non-complicated pregnancies are covered at no extra cost.

  • Cancellation cover in case the unexpected happens

    So that you’re covered in case of cancellation, it’s a good idea to take out travel insurance for pregnancy before you make any holiday bookings, such as hotels and flights. Luckily, RACV’s domestic and international travel insurance policies offer defined coverage for cancellation fees and lost deposits.

RACV Travel Insurance provides a choice of international & domestic travel insurance policies. Choose the level of cover that suits your next holiday, below.

Policy Benefits #

Policy Benefits #

Total Travel Care (per adult)

Extra Travel Care (per adult)

Travel Care (per adult)

Annual Multi-Trip (per adult)

Cancellation Fees and Lost Deposits

$Unlimited

$25,000

-

$Unlimited

Travel Agent Fees

$4000

$2000

-

$4000

Overseas Medical and Hospital

$Unlimited

$Unlimited

$Unlimited

$Unlimited

Cash in Hospital

$6000

$3500

$1500

$6000

Overseas Dental

$Unlimited

$2000

$500

$Unlimited

Funeral Expenses Overseas*

$20,000

$15,000

$10,000

$20,000

Luggage

$15,000

$7500

$2000

$15,000

Travel Documents

$5000

$1500

-

$5000

Luggage Delays

$750

$500

-

$750

Personal Money

$500

$250

-

$500

Emergency Expenses

$Unlimited

$25,000

$5000

$Unlimited

Resumption of Journey

$5000

$1500

-

$5000

Special Events

$5000

$2000

-

$5000

Accidental Death*

$25,000

$15,000

-

$25,000

Accidental Disability*

$25,000

$15,000

-

$25,000

Your Legal Liability

$10,000,000

$10,000,000

$10,000,000

$10,000,000

Rental Vehicle Excess

$8000

$4000

-

$8000

Loss of Income

$10,400

$5200

-

$10,400

Financial Default

$10,000

$5000

-

$10,000

Domestic Pets

$650

-

-

$650

Domestic Services

$1500

-

-

$1500

Travel Delay

$3500

$1500

-

$3500

Hijack and Kidnap

$10,000

$5000

-

$10,000

* This cover is per person listed in Your Policy
# Limits and Sub Limits apply

Please read the combined Financial Services Guide and Product Disclosure Statement carefully to understand what this policy covers.

Ensure all your valuable possessions that you take with you on holiday are properly covered on your pregnancy travel insurance policy.

The following benefit sub-limits apply to any one item, set or pair of items (including accessories).

Policy benefits #

Policy benefits #

Total Travel Care

Extra Travel Care

Travel Care

Annual Multi-Trip

Cameras and Video Cameras

$3000

$1500

$750

$3000

Laptops and Tablets

$3000

$1500

$750

$3000

Golf Clubs

$3000

$1500

$750

$3000

Smart Phones

$1000

$500

$350

$1000

Dental Prosthesis

$1000

$500

$350

$1000

Other Items

$1000

$500

$350

$1000

# Limits and Sub Limits apply.

Family travel insurance at home and abroad

1. Pregnancy RACV Travel Insurance provides limited cover for pregnancy. The following restrictions will apply for any person where a claim may arise in any way and is related to pregnancy regardless of whether it has been assessed or not: *cover is only provided for unexpected complications before the 26th week; or *childbirth before the 26th week which was accelerated by accidental injury We cover single non-complicated pregnancies automatically. For all other pregnancies, a medical assessment must be completed. As with all travel insurance it is important that expectant mothers consider if they should travel, seek their doctor’s advice and ensure RACV Travel Insurance policy provides the coverage they need

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*Terms and Conditions

Benefits are subject to the terms and conditions (including the limits, sub-limits and exclusions) of the insurance policy. Royal Automobile Club of Victoria (ABN 44 004 060 833 AR 001243563) is an Authorised Representative of the underwriter Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291 AFSL 246 548). Any advice provided is general in nature only. Please read the Combined Financial Services Guide and Product Disclosure Statement carefully to understand what this policy covers. Words with special meanings.