Travel Insurance for Pregnancy

When it comes to travelling while pregnant, you want to ensure you have the right coverage to give you peace of mind.

Travelling while pregnant

 

Whether you’re setting off on a romantic babymoon or heading to your favourite beach-side destination to rest and put your feet up, it’s important to choose travel insurance that covers your pregnancy.

Relax pregnancy travel insurance

Overseas medical coverage for pregnancy

Pregnancy is classed as a Medical Condition. This means that you may need to disclose your pregnancy and complete a medical assessment when purchasing your policy.

RACV’s travel insurance policies provide some cover for pregnant mothers. RACV Travel Insurance covers single non-complicated pregnancies. For all other pregnancies, a medical assessment must be completed. To check whether your pregnancy is covered, read the RACV travel insurance PDS.

As with all travel insurance, it is important that expectant mothers consider if they should travel, seek their doctor’s advice and ensure the policy provides the coverage they need.

medication pregnancy travel insurance flatlay

Why choose RACV Travel Insurance?

  • Overseas medical

    All RACV’s international travel insurance policies offer cover for overseas medical and hospital expenses. This means that Medical Conditions, that have been approved, such as pregnancy, are covered with overseas medical expenses, limitations for pregnancy as listed below.1

  • Does it cost extra for pregnancy cover?

    RACV Travel Insurance provides limited cover for pregnancy automatically at no extra cost. For all other pregnancies a medical assessment must be completed, if cover is approved an additional premium may apply.

  • Cancellation cover in case the unexpected happens

    So that you’re covered in case of cancellation, it’s a good idea to take out travel insurance for pregnancy before you make any holiday bookings, such as hotels and flights. Luckily, RACV’s domestic and international travel insurance policies offer defined coverage for cancellation fees and lost deposits.

1. RACV Travel Insurance provides limited cover for pregnancy. The following restrictions will apply for any person where a claim may arise in any way and is related to pregnancy regardless of whether it has been assessed or not. Cover is only provided for: *unexpected complications before the 26th week; or *childbirth before the 26th week which was accelerated by accidental injury. RACV International Travel Insurance covers single non-complicated pregnancies automatically. For all other pregnancies, a medical assessment must be completed. As with all travel insurance it is important that expectant mothers consider if they should travel, seek their doctor’s advice and ensure RACV Travel Insurance policy provides the coverage they need. 

RACV Travel Insurance provides a choice of international & domestic travel insurance policies. Choose the level of cover that suits your next holiday.

Please read the combined Financial Services Guide and Product Disclosure Statement carefully to understand what this policy covers.

Ensure all your valuable possessions that you take with you on holiday are properly covered on your pregnancy travel insurance policy.

The following benefit sub-limits apply to any one item, set or pair of items (including accessories).

Family travel insurance at home and abroad

1. RACV Travel Insurance provides limited cover for pregnancy. The following restrictions will apply for any person where a claim may arise in any way and is related to pregnancy regardless of whether it has been assessed or not. Cover is only provided for: *unexpected complications before the 26th week; or *childbirth before the 26th week which was accelerated by accidental injury. RACV International Travel Insurance covers single non-complicated pregnancies automatically. For all other pregnancies, a medical assessment must be completed. As with all travel insurance it is important that expectant mothers consider if they should travel, seek their doctor’s advice and ensure RACV Travel Insurance policy provides the coverage they need. 

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Any financial advice provided by RACV which is set out above is general in nature only and does not take into account your objectives, financial situation or needs. Because of this, you should, before acting on the advice, consider the appropriateness of the advice, having regards to your objectives, financial situation and needs. You should obtain the ''RACV Travel Insurance- Combined Financial Services Guide and Product Disclosure Statement' (PDS) and consider it before making a decision about whether to acquire RACV Travel Insurance.

Where it provides financial services in relation to RACV Travel Insurance (such as financial advice or arranging for the issue of insurance), Royal Automobile Club of Victoria (ABN 44 004 060 833 AR 001243563) is acting as an Authorised Representative of the issuer of the insurance, Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291 AFSL 246 548).