Whether you’re setting off on a romantic babymoon or heading to your favourite beach-side destination to rest and put your feet up, consider travel insurance that covers your overseas medical expenses.
RACV International Travel Insurance also includes cover for stolen or lost luggage, cancellation fees and emergency expenses, depending on the level of cover you choose.
We recommend expecting parents seek their doctor’s advice before travelling and check that RACV Travel Insurance provides the cover needed.
If, at the time of travel, you're 25 weeks pregnant or less with one child, and without any complications, you’re automatically covered for:
You may need to disclose your pregnancy when buying your policy if it does not meet automatically covered criteria.
You need to apply for cover and complete a medical assessment if you:
Enjoy overseas medical and hospital included with all policies, including cover for eligible pregnancies.
Find a full list of inclusions, limits, sub-limits and exclusions for all policies in the Product Disclosure Statement.
** $unlimited means there is no cap on the maximum dollar amount which may be paid out for this benefit, noting that how much is payable for a benefit depends on the specific cover in the relevant section of the Policy Wording and any applicable exclusions.
You have the flexibility to choose when you buy your cover.
You can choose to buy travel insurance as soon as you pay for any part of your trip. This means you're covered in case your trip is cancelled due to unforeseen circumstances.
You can also choose to get RACV Travel Insurance online right before you go. Even if you're just about to leave there's still time to pack an RACV Travel Insurance policy for your trip.
RACV Travel Insurance covers 38 medical conditions automatically, provided you meet specific criteria.
Check which medical conditions are covered
If you have a medical condition that isn’t automatically covered, you can apply for cover by completing a medical assessment. If accepted, you may need to pay an additional premium.
Update your policy
If you’ve made a mistake with your policy, please contact us as soon as possible. We’ll review the details and update the policy if possible.
Extend your policy
You can extend your policy at no extra cost if you experience a delay that’s covered by your policy. If you need to extend your policy for other reasons, you must apply for an extension before it expires. If your extension is approved you may need to pay an additional premium. The combined period of insurance cannot exceed 12 months. Refer to the Product Disclosure Statement for more details.
Cancel your policy
You have 21 days from the purchase date to decide if the policy suits your needs. If it doesn't, you can cancel within the "cooling-off period" for a full refund, provided you:
You can also request your policy to be cancelled outside of the 21-day “cooling-off period”. You’ll need to meet the above criteria. Your request will be reviewed and is subject to approval.
Call us on 13 13 29 or email us at care@racv.com.au to discuss changes or to cancel your policy.
RACV Travel Insurance won't cover you for destinations with a "Do Not Travel" status.
Check travel status before you plan and start your trip.
The information provided is general advice only. Before making any decisions please consider your own circumstances and the Product Disclosure Statement and Target Market Determinations. For copies, visit racv.com.au. Royal Automobile Club of Victoria (RACV) Ltd AR 001243563 is an authorised representative of the issuer and receives commission for each policy sold or renewed. RACV Travel Insurance issued by Tokio Marine & Nichido Fire Insurance Co., Ltd ABN 80 000 438 291 AFSL 246 548. Terms & conditions apply, refer to the PDS.