Travel Insurance for Pregnancy

When it comes to travelling while pregnant, you want to ensure you have the right coverage to give you additional peace of mind.

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Whether you’re setting off on a romantic babymoon or heading to your favourite beach-side destination to rest and put your feet up, it’s important to choose travel insurance that covers your pregnancy.

Relax pregnancy travel insurance

Pregnancy is classed as a Medical Condition. This means that you may need to disclose your pregnancy and complete a medical assessment when purchasing your policy.

RACV Travel Insurance policies provide some cover for pregnant mothers. RACV Travel Insurance covers single non-complicated pregnancies up to 25th week of pregnancy. For all other pregnancies, a medical assessment must be completed. To check whether your pregnancy is covered, read the RACV Travel Insurance Product Disclosure Statement (PDS).

As with all travel insurance, it is important that expectant mothers consider if they should travel, seek their doctor’s advice and ensure the policy provides the coverage they need.

medication pregnancy travel insurance flatlay

Overseas medical and hospital expenses

All international travel insurance policies offer cover for overseas medical and hospital expenses. This means that Medical Conditions, that have been approved, such as pregnancy, are covered with overseas medical expenses, limitations for pregnancy as listed below.1

Does it cost extra for pregnancy cover?

RACV Travel Insurance provides limited cover for single non-complicated pregnancy at no extra cost. For all other pregnancies a medical assessment must be completed, if cover is approved an additional premium may apply.

Cancellation cover in case the unexpected happens

So that you’re covered in case of cancellation, it’s a good idea to take out travel insurance for pregnancy before you make any holiday bookings, such as hotels and flights. Luckily, RACV Domestic and International Travel Insurance policies offer defined coverage for cancellation fees and lost deposits.#

1. RACV Travel Insurance provides limited cover for pregnancy. No Cover is provided for; a. pregnancy complications occurring from the 26th week of gestation, unless such complications are specifically accepted and noted on your Certificate of Insurance; b. childbirth at any stage of the pregnancy, other than as a result of an Accident occurring prior to the end of the 25th week of your pregnancy which causes you to give birth prematurely; c. the health or care of a newborn child, irrespective of the stage of pregnancy when the child is born; or d. regular antenatal care.
#Limits and sub-limits apply. Refer to the Product Disclosure Statement for full details.

RACV Travel Insurance provides a choice of international & domestic travel insurance policies. Choose the level of cover that suits your next holiday.

Please read the Product Disclosure Statement carefully to understand what this policy covers.

1. RACV Travel Insurance provides limited cover for pregnancy. No Cover is provided for; a. pregnancy complications occurring from the 26th week of gestation, unless such complications are specifically accepted and noted on your Certificate of Insurance; b. childbirth at any stage of the pregnancy, other than as a result of an Accident occurring prior to the end of the 25th week of Your pregnancy which causes You to give birth prematurely; c. the health or care of a newborn child, irrespective of the stage of pregnancy when the child is born; or d. regular antenatal care.

The information provided is general advice only. Before making any decisions please consider your own circumstances and the Product Disclosure Statement and Target Market Determinations. For copies, visit racv.com.au. Royal Automobile Club of Victoria (RACV) Ltd AR 001243563 is an authorised representative of the issuer and receives commission for each policy sold or renewed. RACV Travel Insurance issued by Tokio Marine & Nichido Fire Insurance Co., Ltd ABN 80 000 438 291 AFSL 246 548. Terms & conditions apply, refer to the PDS.