RACV Pet Insurance

Covering their overconfidence

Pets are like family and at RACV, we like to treat all members like family

You recognise that look in their eyes and the wag of their tail. It’s the confidence they can catch anything, eat everything, and make any jump. 

With RACV Pet Insurance, your pet will be taken care of while they’re taking on the world.

We pay up to 80% of vet costs up to $12,000 per year if your cat or dog gets ill or injured to assist getting them back on their feet.

Excess options, multiple pet policies, an option for preventative healthcare treatments, and no requirement to complete a claim form are just some of the ways we help take the worry away for members so you can concentrate on ensuring your pet is happy and healthy while they're getting up to mischief.

Woman petting a cat


Perks for your pet

Couple in a lounge room with their dog

What does RACV Pet Insurance cover? 

  • Up to 80% back on approved vet costs
  • Claim up to $12,000 per year for illness and injury costs
  • Up to $1,000 emergency boarding
  • Up to 80% of vet euthanasia costs
  • Multi-pet discount
  • A choice of a $0, $100, or $200 excess
  • Preventative healthcare option (Tender Loving Care)
  • Option to apply for a pre-existing condition waiver


Policy documents

Financial Services Guide

RACV Pet Insurance Financial Services Guide for policies with a start date on or after 13 November 2018.


RACV Pet Insurance Financial Services Guide for policies with a start date on or after 1 July 2019.


Conditions, limitations and exclusions to insurance cover apply. RACV Pet Insurance is underwritten by RACQ Insurance Limited (ABN 50 009 704 152, AFS Licence No.233082) (‘RACQ Insurance’). RACV Pet Insurance is distributed to members of Royal Automobile Club of Victoria (RACV) Ltd, by RACV Insurance Services Pty Ltd ABN 74 004 131 800 AFS Licence No. 230039 (‘RACV’). RACV distributes insurance on behalf of the insurer, RACQ Insurance. If you purchase a policy RACV will receive a commission that is a percentage of the base premium. RACV does not provide advice on RACV Pet Insurance. Before you make a decision, please carefully read the relevant policy documents including the Product Disclosure Statement (PDS) and Supplementary Product Disclosure Statement (SPDS), available from RACV.