Conditions, limitations and exclusions to insurance cover apply. RACV Pet Insurance is issued underwritten by RACQ Insurance. Limited (ABN 50 009 704 152, AFS Licence No.233082) (‘RACQ Insurance’). RACV Pet Insurance is distributed to members of Royal Automobile Club of Victoria (RACV) Ltd, by RACV Insurance Services Pty Ltd ABN 74 004 131 800 AFS Licence No. 230039 (‘RACV’). RACV distributes insurance on behalf of the insurer, RACQ Insurance. If you purchase a policy RACV will receive a commission that is a percentage of the base premium. RACV does not provide advice on RACV Pet Insurance. Before you make a decision, please carefully read check the relevant policy documents including the Product Disclosure Statement, available from RACV.