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RACV’s Single Item Insurance lets you insure the one (or multiple) items that are important to you. That way, you can feel confident that the items you care about will always be protected in your home.
You can also insure your portable items against theft when you are on the go, anywhere in Australia. And you can insure items such as your mobile phone or laptop for accidental damage if they’re dropped or damaged by water.
Premiums start from as little as $1.21 per month* or $14.52 per annum with payment options of weekly, fortnightly, monthly or annually to suit your lifestyle.
*applicable for items such as musical instruments and furniture
By applying for a policy you're agreeing to the RACV Insurance Services Financial Services Guide and Privacy Statement. The information on this website is general advice only so before making any decisions, please consider your own circumstances and the Product Disclosure Statement.RACV Single Item Insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFS Licence No. 227681. RACV Single Item Insurance is distributed to members of Royal Automobile Club of Victoria (RACV) Ltd, by RACV Insurance Services Pty Ltd ABN 74 004 131 800 AFS Licence No. 230039.
Taken in Victoria - the exhibition that wouldn’t have happened without a stolen camera
Two years ago, Bodhi Bailey's prized 1976 Mamiya camera was stolen from the boot of his car. It wasn’t insured. Not only did he lose his favourite camera, but his passion for photography was put on hold. RACV found another Mamiya, insured it with RACV Singe Item Insurance and commissioned Bodhi to shoot Victoria's landscape. See some of his photos below:
Single Item Insurance is as simple as it sounds. Insurance for a single item such as your laptop, TV, camera, instrument, white goods or even your couch. You can choose to insure a single item or a selection of single items that you want to protect. It is insurance for an item in your home, protecting it from theft, storm, flood and fire.
What items can I cover with RACV Single Item Insurance?
RACV Single Item Insurance currently gives you the option to cover bicycles, desktop computers, laptops, mobile phones, tablets, cameras, jewellery and watches, sporting and camping equipment, and more.
What are my payment options?
You can pay your premium (policy cost) by selecting weekly, fortnightly, monthly or annually direct debit instalments.
Is there a discount if I choose to pay by instalments or annually?
Yes. A 10% discount is available for upfront annual policy payments. View the discount by selecting annual payment during the quote process.
RACV Single Item Insurance Product Disclosure Statement and Policy Booklet for policies with a start date on or after 29 May 2018 and renewal policies with a start date before 26 June 2018 and new business policies with a start date before 17 August 2018 and renewal policies with a start date before 14 September 2018.
RACV Single Item Insurance Product Disclosure Statement for policies with a start date on or after 11 December 2017 and renewal policies with a start date on or after 8 January 2018 and new business policies with a start date before 29 May 2018 and renewal policies with a start date before 26 June 2018.