RACV Single Item Insurance

Insure a single item. Or two. Affordable, flexible and easy.

Only pay for the things you want to insure

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RACV’s Single Item Insurance lets you insure the one (or multiple) items that are important to you. That way, you can feel confident that the items you care about will always be protected.

You can also insure your portable items against theft when you are on the go, anywhere in Australia. And you can insure items such as your mobile phone or laptop for accidental damage if they’re dropped or damaged by water.

Premiums start from as little as $1.21 per month* with payment options of weekly, fortnightly, monthly or annually to suit your lifestyle.

*applicable for items such as musical instruments and furniture

Get a quote

Get a quote by choosing the item you want to cover

By applying for a policy you're agreeing to the RACV Insurance Services Financial Services Guide and Privacy Statement. The information on this website is general advice only so before making any decisions, please consider your own circumstances and the Product Disclosure Statement. RACV Single Item Insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFS Licence No. 227681. RACV Single Item Insurance is distributed to members of Royal Automobile Club of Victoria (RACV) Ltd, by RACV Insurance Services Pty Ltd ABN 74 004 131 800 AFS Licence No. 230039.

How it works

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  1. Select Get a quote and choose the item you want to cover
  2. For portable items, you can choose to be covered for accidental damage and theft outside your home
  3. Select the way you want to pay with weekly, fortnightly, monthly or annual payment options
  4. Once your item is insured, you can manage your policy and claims process online by signing into the single item insurance portal. You will be required to set up an account the first time you log in

If something happens, RACV is only a click away to replace or repair your item as soon as possible.  

Find out more about single item insurance

Find a policy that's right for you

Compare policies

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Single item insurance

Renters insurance

Contents insurance

Insure my contents (minimum sum of value insured)




Option to insure my items outside of the home

On selected items

Option to insure my item for accidental damage

On selected items

Flexible payment options




Choose my excess 

Policy documents