• Protection for special items


    With RACV Single Item Insurance, you can cover one or more individual items in your home. This insurance differs from traditional contents insurance because it allows you to pick and choose specific items you want to protect, rather than whole categories. For full details, see our policy documents below.

Get a quote by choosing the item you want to cover

  

  

What you're covered for

When you take out an RACV Single Item Insurance policy, you'll be covered for loss or damage to one or more of your insured items, as a result of an insured event, including:

  • Fire
  • Storm
  • Theft and attempted theft

Optional extras

Looking for a little extra protection? You can boost your cover by adding options to your policy. If you do this, you’ll need to pay extra.

Theft cover anywhere in Australia
Especially handy for bike riders, theft cover can offer great peace of mind. The option provides additional cover for loss or damage to an insured item caused by theft or attempted theft, provided you have reported the event to police, and took reasonable steps to keep the item safe – for example, locking your bike to a permanent rack.1

Accidental damage
Ever had someone knock their coffee all over your new laptop? It’s not a good feeling. By adding accidental damage to your policy, you can get cover for unintentional mishaps that cause damage to an item you care about. 

What's not covered

These are a few examples of things not covered by RACV Single Item Insurance. Make sure you check the Product Disclosure Statement for a full list of conditions, limits and exclusions.

  • Loss or damage caused by storm surge
  • Theft of a bicycle accessory, unless it is stolen together with the bike in the same event
  • Loss or damage caused by water entering through any tarpaulins or fixings set up while you’re renovating or altering your home

Ways you can save with RACV

Policy documents

Product disclosure statement

RACV Single Item Insurance Product Disclosure Statement for policies with a start date on or after 01 July 2019 and renewal policies with a start date on or after 17 August 2018.

Download

RACV Single Item Insurance Product Disclosure Statement for policies with a start date on or after 17 August 2018 and renewal policies with a start date on or after 14 September 2018.

Download

RACV Single Item Insurance Product Disclosure Statement and Policy Booklet for policies with a start date on or after 29 May 2018 and renewal policies with a start date before 26 June 2018 and new business policies with a start date before 17 August 2018 and renewal policies with a start date before 14 September 2018.

Download

1 Covered provided the theft or attempted theft occurs while the item of Nominated Property is in your sight or in close proximity to you, and that the item is in a securely locked building or vehicle. For full details, refer to the Product Disclosure Statement. 
By applying for a policy you're agreeing to the RACV Insurance Services Financial Services Guide and Privacy Statement. The information on this website is general advice only so before making any decisions, please consider your own circumstances and the Product Disclosure Statement. RACV Single Item Insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFS Licence No. 227681. RACV Single Item Insurance is distributed to members of Royal Automobile Club of Victoria (RACV) Ltd, by RACV Insurance Services Pty Ltd ABN 74 004 131 800 AFS Licence No. 230039.