RACV Single Item Insurance

Keep enjoying your favourite thing.

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Women working on laptop in a café

RACV’s Single Item Insurance lets you insure the one (or multiple) items that are important to you. That way, you can feel confident that the items you care about will always be protected in your home.

You can also insure your portable items against theft when you are on the go, anywhere in Australia. And you can insure items such as your mobile phone or laptop for accidental damage if they’re dropped or damaged by water.

Premiums start from as little as $1.21 per month* or $14.52 per annum with payment options of weekly, fortnightly, monthly or annually to suit your lifestyle.

*applicable for items such as musical instruments and furniture

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How Single Item Insurance works

Get a quote by choosing the item you want to cover

By applying for a policy you're agreeing to the RACV Insurance Services Financial Services Guide and Privacy Statement. The information on this website is general advice only so before making any decisions, please consider your own circumstances and the Product Disclosure Statement. RACV Single Item Insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFS Licence No. 227681. RACV Single Item Insurance is distributed to members of Royal Automobile Club of Victoria (RACV) Ltd, by RACV Insurance Services Pty Ltd ABN 74 004 131 800 AFS Licence No. 230039.

Taken in Victoria - the exhibition that wouldn’t have happened without a stolen camera

Two years ago, Bodhi Bailey's prized 1976 Mamiya camera was stolen from the boot of his car. It wasn’t insured. Not only did he lose his favourite camera, but his passion for photography was put on hold. RACV found another Mamiya, insured it with RACV Singe Item Insurance and commissioned Bodhi to shoot Victoria's landscape. See some of his photos below:

Come on Bodhi's journey

Want to know more? Check out our FAQs

What is RACV Single Item Insurance?

Single Item Insurance is as simple as it sounds. Insurance for a single item such as your laptop, TV, camera, instrument, white goods or even your couch. You can choose to insure a single item or a selection of single items that you want to protect. It is insurance for an item in your home, protecting it from theft, storm, flood and fire.

What items can I cover with RACV Single Item Insurance?

RACV Single Item Insurance currently gives you the option to cover bicycles, desktop computers, laptops, mobile phones, tablets, cameras, jewellery and watches, sporting and camping equipment, and more.

What are my payment options?

You can pay your premium (policy cost) by selecting weekly, fortnightly, monthly or annually direct debit instalments.

Is there a discount if I choose to pay by instalments or annually?

Yes. A 10% discount is available for upfront annual policy payments. View the discount by selecting annual payment during the quote process. 

How do I check if my policy is up to date?

You can check to see if your policy is current by logging into the Single Item Insurance portal.

How do I update my personal details?

For any changes to your account, please update details on both My Membership Online and the Single Item Insurance portal.

How do I make a claim?

You can lodge your claim online by logging into the Single Item Insurance portal.

How do I check the status of my claim?

Simply contact the claims team through the ‘contact’ page if you want to find out the status of your claim.

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Single item insurance

Renters insurance

Contents insurance

Insure my contents (minimum sum of value insured)




Option to insure my items outside of the home

On selected items

Option to insure my item for accidental damage

On selected items

Flexible payment options




Choose my excess