Skip to main content
Man standing infront of Mount Taranaki in New Zealand with the reflection showing in the lake.

New Zealand travel insurance

Planning a trip to New Zealand? Consider what cover you may need

Get a quote
What's covered
Sports and activities
Assistance and support

Thank you for contacting us

Your reference number is

We'll contact you within 72 hours and may ask for this reference number.

Travel insurance for New Zealand

New Zealand is a nature lover’s paradise, renowned for its stunning landscapes and thrilling outdoor adventures.

From kayaking alongside dolphins, to experiencing The Classic New Zealand Wine Trail and exploring cosmopolitan cities Auckland and Wellington, travel with the feeling of freedom knowing you have cover with RACV Travel Insurance.

It's insurance that gives you 24-hour emergency medical assistance for you and your listed dependents up to the age of 25, provided they are financially dependent on you, not working full time, and traveling with you the whole time. 

Plus, inclusions like $10 million in legal liability cover, and cover for emergency expenses if your trip gets interrupted by unforeseen natural disasters and severe weather events.#

Whether you want to immerse yourself in Māori culture, or be dazzled by the country’s azure lakes and turquoise pools, discover the extra peace-of-mind RACV Travel Insurance can provide to help you prepare for the best holiday in New Zealand.

Flexible coverage to suit your trip

For an extra boost of protection, you have the option to include a range of extras in your policy including cruise cover or ski insurance for New Zealand. Even if you don't need extras, the flexibility of your policy means you'll get to choose the excess you’ll pay per claim.

Compare international plans

Know what you have cover for during your stay in New Zealand

Brown leather travel itinerary.

Itinerary changes

Purchase travel insurance for your New Zealand trip and you are covered for a range of unexpected events causing delays or changes. You can adjust your destination, change your travel dates, or add new travellers until the day you leave, subject to payment of the applicable premium.

Airport lugaage carosel with several suicases.

Luggage and travel document replacement, credit for delayed luggage

For approved claims, luggage will be repaired or replaced if it gets lost, is stolen or damaged. For lost travel documents and credit cards, or those illegally used by someone other than you or your travelling companion, there is cover for their replacement or cost resulting from their fraudulent use. Lastly, receive reimbursement# towards clothing and essentials if your luggage is delayed by over ten hours.

Nurse wearing a mask and scrubs talking to an elderly woman.

Round-the-clock emergency medical assistance

Give yourself the best defence for unforeseen circumstances with 24/7 emergency medical assistance and $unlimited** hospital cover. Receive $50 per 24 -hour period# if your stay in hospital exceeds 48 hours. Plus, be covered for a range of automatically covered conditions including Diabetes Type 1 and 2, high blood pressure and cover for pregnancy# up to the 25th week provided conditions meet specific criteria.

# Limits, sub-limits and exclusions apply. Refer to the Product Disclosure Statement for full details.

** $unlimited means there is no cap on the maximum dollar amount which may be paid out for this benefit, noting that how much is payable for a benefit depends on the specific cover in the relevant section of the Policy Wording and any applicable exclusions. 

Woman with a snowboard on a mountain in the snow with her arms spread open to the view.

Sports and activities

Add cover for ski and winter sports for eligible policies. Or explore more than 30 activities already covered (criteria applies).

Add ski cover Explore sports

Assistance and support

Emergency assistance while overseas

The team of experts are available to provide emergency support 24-hours a day. Reverse charges are accepted.

Call as soon as practical if you are receiving medical care and the total cost is likely to exceed $2,000.

Travel alerts

Check travel status before you plan your trip and again before you leave.

RACV Travel Insurance won't cover you for destinations with a Department of Foreign Affairs and Trade "Do Not Travel" status.

Need help?

The information provided is general advice only. Before making any decisions please consider your own circumstances and the Product Disclosure Statement and Target Market Determinations. For copies, visit racv.com.au. Royal Automobile Club of Victoria (RACV) Ltd AR 001243563 is an authorised representative of the issuer and receives commission for each policy sold or renewed. RACV Travel Insurance issued by Tokio Marine & Nichido Fire Insurance Co., Ltd ABN 80 000 438 291 AFSL 246 548. Terms & conditions apply, refer to the PDS. 

Choose from 3 levels of international cover

Get a quote