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Rental car excess insurance

Help protect yourself against high excess costs with an RACV Rental Car Excess plan

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Greater peace of mind on your next Aussie road trip

Driving a hire car can feel unfamiliar. And if something goes wrong – like the car gets damaged or stolen – you could be hit with a hefty excess.

An RACV Rental Car Excess plan helps cover that cost. You choose the cover amount – with options from $1,000 up to $8,000 – and we’ll reimburse you up to that amount if you need to make a claim.

Explore the benefits of an RACV Rental Car Excess plan

Cover for theft and accidents

Your Australian rental car is covered for the cost of repairs or the excess payable, whichever is less.#

Tailor your cover

With excess options ranging from $1,000 to $8,000, you can customise your cover to suit your needs.#

Online claims 24/7

Make a claim online any time.

RACV Members save 15%

Already a Member? You’ll save 15% on all travel insurance policies.

Need a bit more cover? Compare policies

To get a rental car excess insurance quote, put ‘Australia’ as the country you’re travelling to. On the next page, select ‘Rental Car Excess’ as your cover.

Find a full list of inclusions, limits, sub-limits and exclusions for all policies in the Product Disclosure Statement.

Domestic rental car excess

RACV Members save
15%

Domestic travel insurance plan

RACV Members save
15%

Find a full list of inclusions, limits, sub-limits and exclusions for all policies in the Product Disclosure Statement.

# Limits, sub-limits and exclusions apply. Refer to the Product Disclosure Statement for full details.

^^ $unlimited means that generally there is no cap on the maximum dollar amount which may be paid out for this benefit, subject to the specific terms and conditions, sub-limits and exclusions that apply to this benefit.

Eligibility

To be eligible for rental car excess cover, you’ll need to:

  • buy the domestic Rental Car Excess policy, or take out another policy that includes rental car excess as a benefit
  • have a hire car from a registered car rental company
  • hold a current Australian driver licence (not including a learner permit)
  • be the listed driver on the rental car hire agreement.

This cover does not replace rental vehicle insurance and will only cover excess up to the limit stated on your policy.

Get organised before your trip

Travel alerts

RACV Travel Insurance won't cover you for destinations with a "Do Not Travel" status.

Check travel status before you plan and start your trip.

Inspiration for your next Aussie adventure

The information provided is general advice only. Before making any decisions please consider your own circumstances and the Product Disclosure Statement and Target Market Determinations. For copies, visit racv.com.au. Royal Automobile Club of Victoria (RACV) Ltd AR 001243563 is an authorised representative of the issuer and receives commission for each policy sold or renewed. RACV Travel Insurance issued by Tokio Marine & Nichido Fire Insurance Co., Ltd ABN 80 000 438 291 AFSL 246 548. Terms & conditions apply, refer to the PDS. 

Choose your cover for your Aussie road trip