Choose from 3 levels of cover, with important benefits like overseas medical and hospital included with all international policies.
Jet-setting on your retirement? Compare cover
Whether you’re recently retired or just looking to explore, RACV Travel Insurance can help you travel with more peace of mind.
International travel insurance
Domestic travel insurance
Cover for your next Aussie holiday, with cover for lost or stolen luggage, cancellations or disruptions.
Annual multi-trip cover
Frequent traveller? People 75 and under can get an annual travel insurance policy for unlimited trips within a 12-month period.
Cruise cover
Going on a multi-night ocean cruise? Explore policies with optional cover. Select your destination and add cruise cover on the next page when getting a quote for overseas trips.
Enjoy the benefits of RACV Travel Insurance
Find a full list of inclusions, limits, sub-limits and exclusions for all policies in the Product Disclosure Statement.
** $unlimited means there is no cap on the maximum dollar amount which may be paid out for this benefit, noting that how much is payable for a benefit depends on the specific cover in the relevant section of the Policy Wording and any applicable exclusions.
# Limits, sub-limits and exclusions apply. Refer to the Product Disclosure Statement for full details.
* Children and grandchildren aged 25 and under go for free, provided they are financially dependent on their parents, not working full time, do not require a medical assessment, and are travelling with you the whole time and listed on your Certificate of Insurance.
Frequently asked questions
You have the flexibility to choose when you buy your cover.
You can choose to buy travel insurance as soon as you pay for any part of your trip. This means you're covered in case your trip is cancelled due to unforeseen circumstances.
You can also choose to get RACV Travel Insurance online right before you go. Even if you're just about to leave there's still time to pack an RACV Travel Insurance policy for your trip.
You should make a claim as soon as possible.
- You can make a claim online anytime.
- You can also call the claims team for support on 1300 207 387.
You’ll need your personal information and information about the incident your are claiming for. This might include documentation of medical treatment, police reports for stolen items, receipts and proof of ownership.
RACV Travel Insurance covers 38 medical conditions automatically, provided you meet specific criteria. Some medical conditions are not covered.
Medical conditions not automatically covered:
You can apply for cover by completing a medical assessment. If accepted, you may need to pay an additional premium.
Check which medical conditions are covered.
Get organised before your trip
Medical conditions
Get automatic cover for 38 pre-existing medical conditions when you meet specific criteria. Check your options for medical cover abroad.
Travel alerts
RACV Travel Insurance won't cover you for destinations with a "Do Not Travel" status.
Check travel status before you plan and start your trip.
The information provided is general advice only. Before making any decisions please consider your own circumstances and the Product Disclosure Statement and Target Market Determinations. For copies, visit racv.com.au. Royal Automobile Club of Victoria (RACV) Ltd AR 001243563 is an authorised representative of the issuer and receives commission for each policy sold or renewed. RACV Travel Insurance issued by Tokio Marine & Nichido Fire Insurance Co., Ltd ABN 80 000 438 291 AFSL 246 548. Terms & conditions apply, refer to the PDS.