Choose from 3 levels of cover, with important benefits like overseas medical and hospital included with all international policies.#
Jet-setting on your retirement? Compare cover
Whether you’re recently retired or just looking to explore, RACV Travel Insurance can help you travel with more peace of mind.
International travel insurance
Domestic travel insurance
Cover for your next Aussie holiday, with cover for lost or stolen luggage, cancellations or disruptions.#
Annual multi-trip cover
Frequent traveller? People 75 and under can get an annual travel insurance policy for unlimited trips within a 12-month period.
Cruise cover
Going on a multi-night ocean cruise? Explore policies with optional cover. Select your destination and add cruise cover on the next page when getting a quote for overseas trips.**
Enjoy the benefits of RACV Travel Insurance
Frequently asked questions
You can purchase travel insurance as early as you like. Depending on the policy you choose, some policies include cancellation cover that usually starts immediately after you purchase the policy. If you’ve already paid for part of your holiday, this could help cover you for unexpected cancellations or departure interruptions. For full details, please refer to the combined PDS/FSG and review each section for specific terms, conditions, exclusions, limits, and sub-limits, as well as any general exclusions that apply.
About to head on a trip? No worries - you can take out an RACV Travel Insurance policy online, right before you go.
You won't be able to take out a policy if your trip has already started.
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You should make a claim as soon as possible.
- You can make a claim online, anytime.
- You can also call the claims team for support on 1300 207 387.
You’ll need your personal information and information about the incident you are claiming for. This might include documentation of medical treatment, police reports for stolen items, receipts and proof of ownership.
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RACV Travel Insurance covers 38 medical conditions automatically, provided you meet specific criteria.~
Check which medical conditions are covered
If you have a medical condition that isn’t automatically covered, you can apply for cover by completing a medical assessment. If accepted, you may need to pay an additional premium.
Refer to combined PDS/FSG for full information on medical conditions that are automatically covered.
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Update your policy
If you’ve made a mistake with your policy, please call as soon as possible so your details can be reviewed and updated, if possible.
Extend your policy
You can extend your policy at no extra cost if you experience a delay that’s covered by your policy. If you need to extend your policy for other reasons, you must apply for an extension before it expires. If your extension is approved you may need to pay an additional premium. The combined period of insurance cannot exceed 12 months. Refer to the Product Disclosure Statement for more details.
Cancel your policy
You have 21 days from the purchase date to decide if the policy suits your needs. If it doesn't, you can cancel within the "cooling-off period" for a full refund, provided you:
- haven't started your trip;
- haven’t made a claim; and
- don’t intend to make a claim or exercise any other rights under your policy.
You can also request your policy to be cancelled outside of the 21-day “cooling-off period”. You’ll need to meet the above criteria. Your request will be reviewed and is subject to approval.
You can call 13 13 29 or email care@racv.com.au to discuss changes or to cancel your policy.
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* RACV Member discount applies to the premium only (not applicable taxes).
# Terms, conditions (including eligibility criteria), limits, sub-limits and exclusions apply. Refer to combined PDS/FSG for full details.
** Refer to combined PDS/FSG to determine if Cruise cover is required for your trip. Terms, conditions, limits, sub-limits and exclusions apply.
^ ‘Unlimited’ means there is no cap on the maximum dollar amount which may be paid out for this benefit, noting that how much is payable for a benefit depends on the specific cover in the relevant section of the Policy Wording and any applicable exclusions. Medical, hospital, dental or any ancillary benefits or expenses incurred more than 12 months from the time treatment for the injury or illness was first received will not be covered. Terms, conditions (including eligibility criteria), limits, sub-limits and exclusions apply. Refer to combined PDS/FSG for full details.
++ Dependant means any of your children, stepchildren, foster children or grandchildren who are 25 years of age or under at the time you purchase your policy, financially dependent on their parents or grandparents, not working full time, travelling with you for your entire trip and listed on the Certificate of Insurance as your Dependant. Dependants can be covered at no extra cost if they have not disclosed any medical conditions requiring assessment. Terms, conditions, exclusions, limits and sub-limits apply. Refer to PDS for full details.
Get organised before your trip
Medical conditions
Get automatic cover for 38 pre-existing medical conditions when you meet specific criteria. Check your options for medical cover abroad.~
Travel alerts
RACV Travel Insurance won't cover you for destinations with a "Do Not Travel" status.
Check travel status before you plan and start your trip.
Royal Automobile Club of Victoria (RACV) Limited (ABN 44 004 060 833, AR No. 1243563) (RACV) is an authorised representative of the RACV Travel Insurance insurer Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291 AFSL 246 548) (Tokio Marine). Tokio Marine Management (Australasia) Pty Ltd (ABN 69 001 488 455, AR No. 1313066) is an authorised representative of Tokio Marine, and administers RACV Travel Insurance as the managing agent on behalf of Tokio Marine.
Terms, conditions (including eligibility criteria), exclusions, limits and sub-limits apply. Any advice is general advice only, and does not take into account your specific objectives, financial situation or needs. Before you purchase, please consider the Combined Product Disclosure Statement (PDS) / Financial Services Guide (FSG) and Target Market Determinations (TMDs) available on RACV’s website, or on request from RACV.