Touring Caravan Insurance

Great caravan insurance with flexible optional contents cover

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  • Great cover and features

    Combined with the extensive benefits and very best in service you expect from RACV

  • Range of discounts

    No Claim Bonus, RACV’s Multi-Policy Discount and Years of Membership Benefits

  • Easy 24/7 claims service

    With RACV there’s no claim form, it’s all done over the phone

  • RACV Caravan Insurance, so you know you’re protected

    Covers your caravan including any modifications, options and accessories that are attached to your on-site or touring caravan.

  • Extensive range of cover including accidental damage

    Collision, fire, theft, storm, hail, flood, accidental damage (but not to contents by themselves), malicious damage, rainwater run-off, storm surge and more

  • Your caravan contents are covered too

    Automatic cover for selected contents up to $1000 ($500 limit applies for certain items or categories).

  • Up to $20 million liability cover for you or anyone with permission to use your caravan

    For damage or injury to someone else or their property caused by the use of your caravan – and your legal costs are covered over and above the $20 million

  • Temporary accommodation included

    Up to $100 a day for a maximum seven days if you cannot live in your caravan following an incident and you are more than 100km from home

  • Storage costs for your caravan or contents

    If storage is required following an incident, you are covered for the reasonable costs from the time your claim is lodged

  • Towing from an incident

    One tow included to the nearest repairer recommended by us or nominated by you, or to a place of safety

  • Emergency repairs following an incident

    Up to $500 without prior arrangement with us. If your claim is paid, these costs are covered

  • Up to $300 for food spoilage

    To replace food in your caravan that is spoilt because of an incident that is covered

  • Optional annexe cover

    Add cover for your annexe for the same incidents as your caravan, up to an agreed value

RACV saves you money with our Years of Membership Benefits discounts

  • Bronze
    5-9 years

    5%

  • Silver
    10-24 years

    10%

  • Gold
    25-50 years

    15%

  • Gold 50
    51+ years

    20%

  • New replacement caravan after a total loss if your caravan is less than two years old

    If you are the first registered owner you are covered for a new replacement caravan of the same make and model – including any modifications

  • Choose how you pay

    Pay annually and save using RACV’s range of easy-to-use payment options, or pay monthly using direct debit or credit card

  • Aussie Assist 24-hour emergency phone assistance included

    Travel assistance, and if you are more than 100km from home, assistance with illness, injury, emergency accommodation or transport home under certain circumstances

  • Choice of excess

    Choose the basic excess that’s right for you. You can reduce your premium by choosing a higher excess, but remember the excess is what you pay when you make a claim

Product Disclosure Statements, Premium, Excess, Discounts and Benefits Guides

RACV Caravan & Trailer Insurance Product Disclosure Statements

RACV Caravan & Trailer Insurance Product Disclosure Statement and Policy Booklet for policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 30 June 2019.

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RACV Caravan & Trailer Insurance Product Disclosure Statement and Policy Booklet for policies with a start date on or after 10 October 2016 and renewal policies with a start date on or after 14 November 2016 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 30 June 2019.

Download

RACV Caravan & Trailer Insurance Premium, Excess, Discounts and Aussie Assist Benefits Guides

RACV Caravan & Trailer Insurance Premium, Excess, Discounts and Aussie Assist Benefits Guide for policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 30 June 2019.

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RACV Caravan & Trailer Insurance Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 24 August 2018 and renewal policies with a start date on or after 1 October 2018 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 30 June 2019.

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RACV Caravan & Trailer Insurance Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 8 December 2017 and renewal policies with a start date on or after 21 January 2018 and new business policies with a start date before 24 August 2018 and renewal policies with a start date before 1 October 2018.

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* RACV Caravan Insurance is issued by Insurance Manufacturers of Australia Pty Limited ABN 93 004 208 084 AFS Licence No. 227678. The information on this website is general advice only so before making any decisions, please consider your own circumstances and the Product Disclosure Statement. 

** On existing policies discount takes effect at next renewal. Excludes Travel, Business, Farm, Single Item and Pet Insurance products.