Great cover and features
Combined with the extensive benefits and very best in service you expect from RACV
Great caravan insurance with flexible optional contents cover
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Range of discounts
No Claim Bonus, RACV’s Multi-Policy Discount and Years of Membership Benefits
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Easy 24/7 claims service
With RACV there’s no claim form, it’s all done over the phone
RACV Touring Caravan Insurance is comprehensive insurance to suit your needs. It comes in one convenient, affordable and flexible package, with the great features, benefits and high level of service you expect from RACV – so you can head out in your caravan knowing you are protected.
Call 13 72 28 to get an insurance quote for your caravan
What you are covered for
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Comprehensive caravan insurance, so you know you’re protected
Covers your caravan including any modifications and accessories, as well as automatic cover for your contents up to $1000
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Extensive range of cover including accidental damage
Collision, fire, theft, storm, hail, flood, accidental damage (but not to contents by themselves), malicious damage, rainwater run-off, storm surge and more
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Your caravan contents are covered too
Automatic cover for your contents up to $1000. You can choose to increase this cover by nominating a higher contents agreed value. Includes contents in your annexe (but not canvas, vinyl or fabric)
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Up to $20 million liability cover for you or anyone with permission to use your caravan
For damage or injury to someone else or their property caused by the use of your caravan – and your legal costs are covered over and above the $20 million
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Temporary accommodation included
Up to $100 a day for a maximum seven days if you cannot live in your caravan following an incident and you are more than 100km from home
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Storage costs for your caravan or contents
If storage is required following an incident, you are covered for the reasonable costs from the time your claim is lodged
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Towing from an incident
One tow included to the nearest repairer recommended by us or nominated by you, or to a place of safety
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Emergency repairs following an incident
Up to $500 without prior arrangement with us. If your claim is paid, these costs are covered
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Up to $300 for food spoilage
To replace food in your caravan that is spoilt because of an incident that is covered
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Optional annexe cover
Add cover for your annexe for the same incidents as your caravan, up to an agreed value
The more insurance policies you have with us, the more you could save. When you take out two or more RACV Insurance policies you’ll receive 10% off each.
*On existing policies discount takes effect at next renewal. Excludes Travel, Business and Farm Insurance products.
More for you
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New replacement caravan after a total loss if your caravan is less than two years old
If you are the first registered owner you are covered for a new replacement caravan of the same make and model – including any modifications
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Choose how you pay
Pay annually and save using RACV’s range of easy-to-use payment options, or pay monthly using direct debit or credit card
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Aussie Assist 24-hour emergency phone assistance included
Travel assistance, and if you are more than 100km from home, assistance with illness, injury, emergency accommodation or transport home under certain circumstances
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Choice of excess
Choose the basic excess that’s right for you. You can reduce your premium by choosing a higher excess, but remember the excess is what you pay when you make a claim
RACV saves you money with our Years of Membership Benefits discounts
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Bronze
5-9 years5%
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Silver
10-24 years10%
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Gold
25-50 years15%
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Gold 50
51+ years20%
Product Disclosure Statements, Premium, Excess, Discounts and Benefit Guides
RACV Caravan & Trailer Insurance Product Disclosure Statements
RACV Caravan & Trailer Insurance Product Disclosure Statement and Policy Booklet for policies with a start date on or after 10 October 2016 and renewal policies with a start date on or after 14 November 2016.
RACV Caravan & Trailer Insurance Product Disclosure Statement and Policy Booklet for policies with a start date on or after 13 September 2015 and renewal policies with a start date on or after 2 November 2015 and new business policies with a start date before 10 October 2016 and renewal policies with a start date before 14 November 2016.
RACV Caravan & Trailer Insurance Product Disclosure Statement and Policy Booklet for new business policies with a start date on or after 22 March 2015 and renewal policies with a start date on or after 11 May 2015 and new business policies with a start date before 13 September and renewal policies with a start date before 2 November 2015.
RACV Caravan & Trailer Insurance Premium, Excess, Discounts and Aussie Assist Benefits Guides
RACV Caravan & Trailer Insurance Premium, Excess, Discounts and Benefits Guide for new business or renewal policies with a start date on or after 10 June 2017.
RACV Caravan & Trailer Insurance Premium, Excess, Discounts and Benefits Guide for new business policies with a start date on or after 10 October 2016 and renewal policies with a start date on or after 14 November 2016 and new business or renewal policies with a start date before 10 June 2017.
RACV Caravan & Trailer Insurance Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 17 January 2016 and renewal policies with a start date on or after 7 March 2016 and new business policies with a start date before 10 October 2016 and renewal policies with a start date before 14 November 2016.
*RACV Caravan Insurance is issued by Insurance Manufacturers of Australia Pty Limited ABN 93 004 208 084 AFS Licence No. 227678. The information on this website is general advice only so before making any decisions, please consider your own circumstances and the Product Disclosure Statement.