RACV Touring Caravan Insurance

Protection for your caravan when you’re on the move.

Get a quote: 13 72 28

  • What is Touring Caravan Insurance?


    Is adventure is calling your name? Hit the road, see the sites and drive with confidence knowing that with RACV Touring Caravan Insurance, your caravan and its contents are protected against collision damage or loss caused by natural events like bushfire, flood or storm, malicious damage or theft, or a collision on the road.

  • Existing policy holders

What does RACV Touring Caravan Insurance cover?

With an RACV Touring Caravan Insurance policy, you'll be covered for a range of events. Here’s a summary of what’s included: 

  • Loss or damage to your touring caravan caused by a collision, flood, fire, malicious act, storm, theft or attempted theft. 
  • Towing from an incident to a safe place or the nearest repairer.
  • Temporary accommodation up to $100 a day for a maximum of 7 days if you can’t live in your caravan following an incident more than 100km from home.
  • Up to $300 for food spoilage as a result of an incident that is covered by your policy.
  • Up to $500 in emergency repairs following an incident.
  • Up to $1000 for contents cover which you can increase. ($500 limit applies for certain items or categories).
  • Liability cover up to $20 million for unintentional collision damage to someone else’s vehicle or property.

This is only a summary of the inclusions for RACV Touring Caravan Insurance. For more information, such as conditions, limits and exclusions, please read the Product Disclosure Statement.

  • Loss or damage outside of Australia.
  • Repairs for old damage or the cost to fix faulty repairs.
  • Accommodation rates beyond the cost of the room (such as mini bar costs) .
  • Loss or damage arising from not securing your caravan or leaving it in an unsafe place.
  • Rust, corrosion, depreciation and general wear and tear.

For more information on General Exclusions and items not included in your cover, refer to the Product Disclosure Statement.

For added peace of mind, you can choose to boost your caravan cover with optional extras. If you do this, you’ll need to pay a little more on your premium.

Annexe cover
You can choose to cover your annexe for the same incidents as your caravan, up to an agreed value.

Additional contents cover
Your policy provides cover for contents up to a total of $1000. You can increase this amount by nominating any agreed value.

For associated conditions, see the Product Disclosure Statement.

Ways to save with RACV

Useful links

Frequently asked questions

What’s annexe cover and is it included in my policy?

An annexe is an extension of your caravan – like a pop-up tent – used for extra living space.

Your annexe is not automatically covered by your Onsite or Touring caravan Insurance policy, but it can be added as an optional extra. Adding this will increase the price of your premium. 

What’s covered under contents?

Your Onsite or Touring Caravan Insurance policy covers the following contents owned by you or a family member, up to a certain amount (depending on what  contents you are claiming):

  • CDs, DVDs, records and game cartridges
  • Clothing and personal belongings
  • Entertainment systems, TVs and stereos
  • Furniture and furnishings
  • Tools.

Keep in mind that computers, mobile phones, GPS systems, cameras, manuscripts, and bikes are not included.

For a complete list of inclusions and exclusions, refer to the Product Disclosure Statement.

Do I need insurance to tow a caravan?

It is not a legal requirement to insure a caravan in Victoria. However, purchasing caravan insurance can help protect you from significant bills in the event your caravan causes unintentional damage to another vehicle, or in the event of damage or loss occurring to your caravan as a result of an insured event, like fire, flood, storm, theft or attempted theft. 

Does car insurance cover towing a caravan?

There are some insurance policies that provide cover up to a certain amount and others that do not. It depends on the insurer.

Both RACV Complete Care® and RACV Comprehensive Car Insurance policies provide up to $1000 towards repairing damage to your trailer or caravan in the event of an incident – however it is only if the loss or damage has occurred while the caravan or trailer was attached to or being towed by your vehicle. This cover excludes damage to the contents of the trailer or caravan and doesn’t cover when your caravan or trailer is parked at a campsite, your home or on the street.

Discover other RACV Insurance products

You might also be interested in...

For full details on how you’re covered read the Product Disclosure Statement

View PDS

* On existing policies discount takes effect at next renewal. Excludes Travel, Business, Farm, Single Item and Pet Insurance products.

RACV Caravan Insurance is issued by Insurance Manufacturers of Australia Pty Limited ABN 93 004 208 084 AFS Licence No. 227678. The information on this website is general advice only so before making any decisions, please consider your own circumstances and the Product Disclosure Statement.