RACV Touring Caravan Insurance
Protection for your caravan when you’re on the move.
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Is adventure calling your name? Hit the road, see the sites and drive with confidence knowing that with RACV Touring Caravan Insurance, your caravan and its contents are protected against collision damage or loss caused by natural events like bushfire, flood or storm, malicious damage or theft, or a collision on the road.
Key inclusion:
Temporary accommodation up to $100 a day (for up to 7 days), when you’re 100km or more away from home and your caravan can’t be lived in following an incident covered by your policy.
What does RACV Touring Caravan Insurance cover?
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Need to make a claim?
If you’ve recently been involved in a road accident and need to make a claim, call 13 19 03.
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Review policy information
To retrieve a previous quote, you’ll need to contact us by phone on 13 72 28.
What’s annexe cover and is it included in my policy?
An annexe is an extension of your caravan – like a pop-up tent – used for extra living space.
Your annexe is not automatically covered by your Onsite or Touring caravan Insurance policy, but it can be added as an optional extra. Adding this will increase the price of your premium.
What’s covered under contents?
Your Onsite or Touring Caravan Insurance policy covers the following contents owned by you or a family member, up to a certain amount (depending on what contents you are claiming):
- CDs, DVDs, records and game cartridges
- Clothing and personal belongings
- Entertainment systems, TVs and stereos
- Furniture and furnishings
- Tools.
Keep in mind that computers, mobile phones, GPS systems, cameras, manuscripts, and bikes are not included.
For a complete list of inclusions and exclusions, refer to the Product Disclosure Statement.
Do I need insurance to tow a caravan?
It is not a legal requirement to insure a caravan in Victoria. However, purchasing caravan insurance can help protect you from significant bills in the event your caravan causes unintentional damage to another vehicle, or in the event of damage or loss occurring to your caravan as a result of an insured event, like fire, flood, storm, theft or attempted theft.
Does car insurance cover towing a caravan?
There are some insurance policies that provide cover up to a certain amount and others that do not. It depends on the insurer.
Both RACV Complete Care® and RACV Comprehensive Car Insurance policies provide up to $1000 towards repairing damage to your trailer or caravan in the event of an incident – however it is only if the loss or damage has occurred while the caravan or trailer was attached to or being towed by your vehicle. This cover excludes damage to the contents of the trailer or caravan and doesn’t cover when your caravan or trailer is parked at a campsite, your home or on the street.
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Towing and caravan safety
Get tips and tricks on securing loads, caravan maintenance and towing heavy loads to ensure your next road trip is a safe one.
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Find your local fuel prices
Read our safety tips on towing and caravans, safe driving and other handy advice to help keep you safe on the road.
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5 tips for first-time caravanners
New to the world of caravans? These are five of the most common beginners' mistakes when it comes to mobile home holidays, and how to avoid them.
* To qualify for the Multi-Policy Discount, members must hold two eligible RACV Insurance policies. Excludes Travel, Business, Farm and Single Item Insurance products. On existing policies, discount takes effect at next renewal.
The information provided is general advice only, so before making any decisions please consider your own circumstances and the Product Disclosure Statement. For a copy, please call 13 RACV (13 72 28) or visit racv.com.au.
RACV Insurance policies are distributed to members of Royal Automobile Club of Victoria (RACV) Ltd by RACV Insurance Services Pty Ltd ABN 74 004 131 800 AFS Licence No. 230039.
RACV Motor, Home, Landlord, Veteran, Vintage & Classic Vehicle, Caravan & Trailer, Motorcycle and Boat Insurance issued by Insurance Manufacturers of Australia Pty Ltd, ABN 93 004 208 084, AFS Licence No. 227678.
R.A.C.V. Finance Limited ABN 82 004 292 291 Australian Credit Licence No. 391488. RACV Finance is subject to RACV lending criteria. Conditions, fees and charges apply.