Give your car some love
Your car deserves some attention too as we head into the new year. Check that your car insurance and Emergency Roadside Assistance are both up to date, with the correct details and level of cover.
Get any outstanding damage repaired – although if you only have minor cosmetic scratches, you can learn how to fix car scratches yourself. You should also consider booking your car in for a service if it’s been a while, or before departing on summer road trips.
This summer might also be a good time to learn some easy DIY car maintenance to catch any warning signs early on.
Finally, treat your car to a thorough declutter and go to a car wash so it looks as good as it drives.
Undertake important health checks
The new year is a perfect time to review your health goals and tick off check-ups that you might have missed. Make those dental and optical appointments, book in for a skin check, and see if your health insurance makes you eligible for a health review. RACV Members save on OPSM, Sunglass Hut and Oakley eyewear and accessories if you need some new glasses after your eye test.
Don’t forget the health of your pets too! A routine vet check-up can find and solve potential issues before they become problematic.
Review your financial wellbeing
Taking care of your financial wellbeing will put you in a strong position for the year ahead. Take the time to review your personal loans, credit card debts, membership and subscription fees before creating your 2023 budget. Are there any subscriptions you want to cull to make room for further savings or discretionary spending?
With energy costs tipped to increase in 2023, smart investments around the home can help reduce your energy bills and consumption. A green loan can help finance energy-efficient additions to your home such as solar panels, a solar battery, heat pump hot water system or LED lighting.