Cover for river cruising is included with RACV Domestic or International Travel Insurance. You don’t need to select the Cruise option when buying your policy.
Travel insurance for all types of cruises
Explore RACV Travel Insurance policies for international and Australian cruises with 15% off for RACV Members.
Still planning your holiday? Book with RACV and save on a range of cruises.
River cruises
Ocean cruises
Going on an ocean cruise for more than one night in Australia or overseas? You can add cruise cover to your policy.
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Explore travel insurance cover for international and Australian cruises. Limits, sub-limits and exclusions apply. Check the Product Disclosure Statement.
- International
- Australian
Choose from 3 international policies with medical cover: Comprehensive, Essentials or Basics. You may need to pay an additional premium for cruise cover.
When getting a quote include all countries you are travelling to. On the next page select ‘Yes’ to the cruise option under the ‘Choose your options’ section.
If you're going on a one-night ocean cruise in Australia and don't need medical cover, explore our Domestic travel insurance options.
For multi-night Australian cruises that require medical cover, select ‘Australian Cruise’ as your destination when getting a quote. You can choose from 3 international policies with medical cover: Comprehensive, Essentials or Basics. You may need to pay an additional premium for cruise cover.
This option provides access to medical cover for onboard medical costs and evacuations, as some medical providers may not be registered with Medicare.
We recommend checking with your cruise provider whether you need medical cover.
Find a full list of inclusions, limits, sub-limits and exclusions for all policies in the Product Disclosure Statement, or read the terms and conditions below.
Explore the benefits of cruise insurance
** $unlimited means that generally there is no cap on the maximum dollar amount which may be paid out for this benefit, subject to the specific terms and conditions, sub-limits and exclusions that apply to this benefit. This benefit covers reasonable overseas medical and hospital costs as a result of an injury (including arising from a Terrorist Act) or illness occurring which first shows itself during Your Period of Insurance. Benefits may be paid up to 12 months from the time You received treatment for the injury or illness, but only for reasonable expenses incurred during that time. All medical treatments must be provided by Your Treating Doctor or Our Consulting Medical Officer. You must notify Us as soon as practicable of Your admittance to hospital.
^^ $unlimited means that generally there is no cap on the maximum dollar amount which may be paid out for this benefit, subject to the specific terms and conditions, sub-limits and exclusions that apply to this benefit.
# Limits, sub-limits and exclusions apply. Refer to the Product Disclosure Statement for full details.
Frequently asked questions
If you’re heading on an international ocean cruise, you can choose from 3 levels of International Travel Insurance:
- Basics
- Essentials
- Comprehensive.
Make sure you select the cruise option when you buy your policy.
Going on a cruise only in Australian waters or calling into Australian ports? You may still need a policy with medical cover while on board, if the medical provider is not registered with Medicare. Check with your cruise provider.
Select Australian Cruise as your country of destination to see your options. You will be offered the international policy options and benefits, including cover for medical and evacuation benefit while at sea. This does not apply if you go to a medical provider while in port in Australia.
Cover for river cruising is included with RACV domestic and international policies. There’s no need to select the cruise option.
You have the flexibility to choose when you buy your cover.
You can choose to buy travel insurance as soon as you pay for any part of your trip. This means you're covered in case your trip is cancelled due to unforeseen circumstances.
You can also choose to get RACV Travel Insurance online right before you go. Even if you're just about to leave there's still time to pack an RACV Travel Insurance policy for your trip.
RACV Travel Insurance covers 38 medical conditions automatically, provided you meet specific criteria. Some medical conditions are not covered.
Medical conditions not automatically covered:
You can apply for cover by completing a medical assessment. If accepted, you may need to pay an additional premium.
Check which medical conditions are covered.
Learn more about what's covered
Medical conditions and pregnancy
Find out if your medical condition is covered.
Travel alerts
RACV Travel Insurance won't cover you for destinations with a "Do Not Travel" status.
Check travel status before you plan and start your trip.
The information provided is general advice only. Before making any decisions please consider your own circumstances and the Product Disclosure Statement and Target Market Determinations. For copies, visit racv.com.au. Royal Automobile Club of Victoria (RACV) Ltd AR 001243563 is an authorised representative of the issuer and receives commission for each policy sold or renewed. RACV Travel Insurance issued by Tokio Marine & Nichido Fire Insurance Co., Ltd ABN 80 000 438 291 AFSL 246 548. Terms & conditions apply, refer to the PDS.