Cover for pre-existing medical conditions

'Pre-existing medical condition' means:

  1. Any physical defect, condition, illness or disease for which treatment, medication, surgery or advice (including investigation) has been received or prescribed by a medical practitioner, dental or health professional in the 12 months prior to Your purchase of this policy 
  2. Any chronic or ongoing (whether chronic or otherwise) medical or dental condition, illness or disease medically documented prior to Your purchase of this policy    

This definition applies to You, Your Travelling Companion, a Relative or any other person. If You are unsure whether You have a Pre-existing Medical Condition, please call 13 13 29  for assistance.

Subject to policy requirements, some of the conditions that are automatically covered include:

  • asthma
  • hip / knee replacement
  • cataracts / glaucoma
  • diabetes
  • gastric reflux
  • epilepsy
  • hypertension (high blood pressure)

For a full list of automatically covered conditions please refer to the 'Pre-existing Medical Conditions and pregnancy' section of the combined Financial Services Guide and Product Disclosure Statement.