Seniors Travel Insurance

Taking out the right senior’s travel insurance will help give you peace of mind so that you can focus on enjoying your trip.

 

RACV Seniors Travel Insurance

 

Whether you are a retired baby boomer seeking adventure overseas or have made the shift to part-time and are looking to explore Australia, taking out the right seniors travel insurance will give you peace of mind so that you can focus on enjoying your trip.

A senior travellers takes holiday photos
A mature woman sits out front of her caravan smiling RACV Seniors Travel Insurance

 

Take the grandkids with you

 

All RACV seniors travel insurance policies automatically cover dependent children or grandchildren.1 This means you can take your little ones on holiday with you at no extra cost. Just ensure they are added to your Certificate of Insurance.

1. Children and Grandchildren 25 years and under. Provided they are listed on the policy and do not require pre-existing medical conditions cover.

 

Included coverage for cruises

 

Planning on taking a cruise? Domestic and international seniors travel insurance policies purchased through RACV include cruise cover - so you can set sail knowing that you’re properly covered. Find out more about RACV domestic and international cruise travel insurance policies here.

An array of hats on display for sale RACV Seniors Travel Insurance

Why choose RACV Seniors Travel Insurance?

RACV Summary of cover

Not all senior travellers have the same needs. When you're looking for the most suitable cover for your next holiday, you can select from a range of international & domestic travel insurance policies. Choose the level of cover that suits your needs from the table below:

Summary of Cover

Summary of Cover

Total Travel Care (per adult)

Extra Travel Care (per adult)

Travel Care (per adult)

Annual Multi-Trip (per adult)

Cancellation Fees and Lost Deposits

$Unlimited

$25,000

-

$Unlimited

Travel Agent Fees

$4000

$2000

-

$4000

Overseas Medical and Hospital

$Unlimited

$Unlimited

$Unlimited

$Unlimited

Cash in Hospital

$6000

$3500

$1500

$6000

Overseas Dental

$Unlimited

$2000

$500

$Unlimited

Funeral Expenses Overseas*

$20,000

$15,000

$10,000

$20,000

Luggage

$15,000

$7500

$2000

$15,000

Travel Documents

$5000

$1500

-

$5000

Luggage Delays

$750

$500

-

$750

Personal Money

$500

$250

-

$500

Emergency Expenses

$Unlimited

$25,000

$5000

$Unlimited

Resumption of Journey

$5000

$1500

-

$5000

Special Events

$5000

$2000

-

$5000

Accidental Death*

$25,000

$15,000

-

$25,000

Accidental Disability*

$25,000

$15,000

-

$25,000

Your Legal Liability

$10,000,000

$10,000,000

$10,000,000

$10,000,000

Rental Vehicle Excess

$8000

$4000

-

$8000

Loss of Income

$10,400

$5200

-

$10,400

Financial Default

$10,000

$5000

-

$10,000

Domestic Pets

$650

-

-

$650

Domestic Services

$1500

-

-

$1500

Travel Delay

$3500

$1500

-

$3500

Hijack and Kidnap

$10,000

$5000

-

$10,000

* This cover is per person listed in Your Policy
# Limits and Sub Limits apply

Please read the combined Financial Services Guide and Product Disclosure Statement carefully to understand what this policy covers.

Luggage item limits

Make sure any valuable possessions that you’re taking on holiday with you are properly covered on your seniors travel insurance policy. The following benefit sub-limits apply to any one item, set or pair of items (including accessories):

Policy benefits #

Policy benefits #

Total Travel Care

Extra Travel Care

Travel Care

Annual Multi-Trip

Cameras and Video Cameras

$3000

$1500

$750

$3000

Laptops and Tablets

$3000

$1500

$750

$3000

Golf Clubs

$3000

$1500

$750

$3000

Smart Phones

$1000

$500

$350

$1000

Dental Prosthesis

$1000

$500

$350

$1000

Other Items

$1000

$500

$350

$1000

# Limits and Sub Limits apply.

Need help?

Benefits are subject to the terms and conditions (including the limits, sub-limits and exclusions) of the insurance policy. Royal Automobile Club of Victoria (ABN 44 004 060 833 AR 001243563) is an Authorised Representative of the underwriter Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291 AFSL 246 548). Any advice provided is general in nature only. Please read the Combined Financial Services Guide and Product Disclosure Statement carefully to understand what this policy covers. Words with special meanings.