- Choose from a range of policies to cover overseas trips, cruises and holidays in Australia.
- Cover for medical expenses, stolen or lost luggage, cancellation fees and emergency expenses.
- Whether you’re recently retired, or looking to explore, travel with more peace of mind.
- Understand your overseas medical cover and check if you need to declare any medical conditions.
Travel insurance suited to older Australians
Cover for your holiday in Australia or overseas
Domestic Travel Insurance
Prepare for your holiday in Australia with cover for lost or stolen luggage, cancellation fees and travel delays.
International Travel Insurance
Choose from 3 levels of international cover, — Basic, Essential or Comprehensive — with important benefits like overseas medical and hospital.
Annual Multi-trip Plan
Are you 75 or under with more time on your hands for holidays? Get a year-round plan to cover multiple trips over a 12-month period.
Options and add-ons for your policy
No two trips are the same, with RACV Travel Insurance, you choose policy options and add-ons.
+Some cover benefit limits or sublimits may be less than your chosen excess and therefore the insurer may not contribute anything to your claim.
Take the grandkids with you
With RACV Travel Insurance dependent children or grandchildren are automatically covered under your policy¹. This means you can take your little ones on holiday with you at no extra cost. Just ensure they are added to your Certificate of Insurance.
¹Dependents such as children, grandchildren, stepchildren, and foster children aged 25 or under at no extra cost provided they are travelling with you the whole time, are financially dependent on their parents or grandparents, not working full time and do not require a medical assessment.
Why consider RACV Travel Insurance?
#Limits, sub-limits and exclusions apply. Refer to the Product Disclosure Statement for full details.
Frequently asked questions
You have the flexibility to choose when you buy your cover.
You can choose to buy travel insurance as soon as you pay for any part of your trip. This means you're covered in case your trip is cancelled due to unforeseen circumstances.
You can also choose to get RACV Travel Insurance online right before you go. Even if you're just about to leave there's still time to pack an RACV Travel Insurance policy for your trip.
RACV Travel Insurance covers 38 medical conditions automatically, provided you meet specific criteria. Some medical conditions are not covered.
Medical conditions not automatically covered:
You can apply for cover by completing a medical assessment. If accepted, you may need to pay an additional premium.
Check which medical conditions are covered.
Assistance and support
Emergency assistance while overseas
The team of experts are available to provide emergency support 24-hours a day. Reverse charges are accepted.
Call as soon as practical if you are receiving medical care and the total cost is likely to exceed $2,000.
Travel alerts
Check travel status before you plan your trip and again before you leave.
RACV Travel Insurance won't cover you for destinations with a Department of Foreign Affairs and Trade "Do Not Travel" status.
Medical conditions and things to consider
The information provided is general advice only. Before making any decisions please consider your own circumstances and the Product Disclosure Statement and Target Market Determinations. For copies, visit racv.com.au. Royal Automobile Club of Victoria (RACV) Ltd AR 001243563 is an authorised representative of the issuer and receives commission for each policy sold or renewed. RACV Travel Insurance issued by Tokio Marine & Nichido Fire Insurance Co., Ltd ABN 80 000 438 291 AFSL 246 548. Terms & conditions apply, refer to the PDS.