Discover RACV Caravan & Trailer Insurance products

There are some differences between the different types of RACV Caravan and Trailer Insurance policies, which we’ve highlighted for you in the table below. Otherwise, all RACV Caravan and Trailer Insurance policies provide the following:

  • Liability cover up to $20 million for unintentional collision damage to someone else’s vehicle or property when you’re at fault.
  • Emergency 24-hour assistance from Aussie Assist.
  • Up to $500 cover for emergency repairs needed as a result of an incident.

Caravan Insurance comparison

Summary of Cover

Summary of Cover

Touring

On-site

Trailer

Fire, flood, storm
Theft or attempted theft
Food spoilage
Contents
Temporary accommodation
Towing
Agreed or market value

Agreed

Agreed

Agreed

Annex

Optional

Optional

Choice of reparier

This is only a summary of some inclusions for RACV Caravan and Trailer policies. Refer to the relevant Product Disclosure Statement for specific terms, conditions, limitations and exclusions.

Frequently asked questions

Do I need to insure a caravan?

While it’s not a legal requirement to insure a caravan in Victoria, buying insurance can offer peace of mind when the unexpected happens. 

While both RACV Complete Care® and RACV Comprehensive Car Insurance policies provide up to $1000 towards repairing damage to your trailer or caravan in the event of an incident – it is only if the loss or damage has occurred while the caravan or trailer was attached to or being towed by your vehicle. This cover excludes damage to the contents of the trailer or caravan and doesn’t cover when the caravan is detached from your vehicle. 

Therefore, it’s important to consider the type of insurance you have, how you use your caravan or trailer, and whether or not you require cover for the contents of your caravan or trailer.

What is Caravan Insurance?

Caravan Insurance provides a level of financial cover for a range of events, including collision damage, fire, theft, storm and more. There are two different types of RACV Caravan Insurance policies available. Onsite Caravan Insurance for when you’re staying in one spot and Touring Caravan Insurance for when you’re on the move.

Useful links

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Policy documents

RACV Caravan & Trailer Insurance Product Disclosure Statements

RACV Caravan & Trailer Insurance Product Disclosure Statement and Policy Booklet for policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 30 June 2019.

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RACV Caravan & Trailer Insurance Product Disclosure Statement and Policy Booklet for policies with a start date on or after 10 October 2016 and renewal policies with a start date on or after 14 November 2016 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 30 June 2019.

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RACV Caravan & Trailer Insurance Premium, Excess, Discounts and Aussie Assist Benefits Guides

RACV Caravan & Trailer Insurance Premium, Excess, Discounts and Aussie Assist Benefits Guide for policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 30 June 2019.

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RACV Caravan & Trailer Insurance Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 24 August 2018 and renewal policies with a start date on or after 1 October 2018 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 30 June 2019.

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* RACV Motor Insurance is issued by Insurance Manufacturers of Australia Pty Limited ABN 93 004 208 084 AFS Licence No. 227678. The information on this website is general advice only so before making any decisions, please consider your own circumstances and the Product Disclosure Statement.

** On existing policies discount takes effect at next renewal. Excludes Travel, Business, Farm, Single Item and Pet Insurance products.