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Travel insurance for solo travellers

Explore travel insurance options for solo travel, with 15% off for RACV Members

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Compare cover designed for solo travellers

Whether you're a solo adventurer journeying through Europe or uncovering hidden gems in Asia, RACV Travel Insurance can help you travel with greater confidence so you can focus on the adventure ahead. 

International travel insurance

Choose from 3 levels of cover, with important benefits like overseas medical and hospital included with all international policies.

Domestic travel insurance

Cover for your next Aussie holiday, with cover for lost or stolen luggage, cancellations or disruptions.

Annual multi-trip cover

Regular traveller? Explore cover for multiple trips within a 12-month period. Select the annual multi-trip tab when getting a quote.

Cruise cover

Going on a multi-night ocean cruise? Explore policies with optional cover. Select your destination and add cruise cover on the next page when getting a quote for overseas trips.

Travel insurance for the unexpected

Emergency expenses and support

Cover for emergencies, with up to $25,000 within Australia and $unlimited** cover overseas. Plus, get overseas emergency assistance 24 hours a day.#

Online claims 24/7

Cancellation cover that puts you in control

Choose the level of cover for cancellation fees and lost deposits# that best suits your travel plans and budget – available on select policies.

 

Overseas medical cover

Feel prepared with $unlimited** overseas medical and hospital cover.#

Luggage and personal money

Cover in case your luggage is lost, stolen, damaged or delayed while travelling. Plus, cover if your money gets stolen.#

RACV Members save 15% year-round

Already a member? You’ll save 15% year-round on all travel insurance policies.

Find a full list of inclusions, limits, sub-limits and exclusions for all policies in the Product Disclosure Statement.

** $unlimited means there is no cap on the maximum dollar amount which may be paid out for this benefit, noting that how much is payable for a benefit depends on the specific cover in the relevant section of the Policy Wording and any applicable exclusions. 

# Limits, sub-limits and exclusions apply. Refer to the Product Disclosure Statement for full details.

More options for your solo trip 

Sports and activities

Add cover for ski and winter sports for eligible policies. Or explore more than 30 activities already covered (criteria applies).

Medical conditions

Get automatic cover for 38 medical conditions when you meet specific criteria. Check your options for medical cover abroad.

Frequently asked questions

You have the flexibility to choose when you buy your cover. 
 
You can choose to buy travel insurance as soon as you pay for any part of your trip. This means you're covered in case your trip is cancelled due to unforeseen circumstances. 
 
You can also choose to get RACV Travel Insurance online right before you go. Even if you're just about to leave there's still time to pack an RACV Travel Insurance policy for your trip. 

You should make a claim as soon as possible.

You’ll need your personal information and information about the incident your are claiming for. This might include documentation of medical treatment, police reports for stolen items, receipts and proof of ownership.

RACV Travel Insurance covers 38 medical conditions automatically, provided you meet specific criteria.
Check which medical conditions are covered

If you have a medical condition that isn’t automatically covered, you can apply for cover by completing a medical assessment. If accepted, you may need to pay an additional premium.

Update your policy
If you’ve made a mistake with your policy, please contact us as soon as possible. We’ll review the details and update the policy if possible.

Extend your policy
You can extend your policy at no extra cost if you experience a delay that’s covered by your policy. If you need to extend your policy for other reasons, you must apply for an extension before it expires. If your extension is approved you may need to pay an additional premium. The combined period of insurance cannot exceed 12 months. Refer to the Product Disclosure Statement for more details.

Cancel your policy
You have 21 days from the purchase date to decide if the policy suits your needs. If it doesn't, you can cancel within the "cooling-off period" for a full refund, provided you:

  • haven't started your trip
  • haven’t made a claim
  • don’t intend to make a claim.

You can also request your policy to be cancelled outside of the 21-day “cooling-off period”. You’ll need to meet the above criteria. Your request will be reviewed and is subject to approval.

Call us on 13 13 29 or email us at care@racv.com.au to discuss changes or to cancel your policy.

Get organised before your trip

Travel tips and guides

The information provided is general advice only. Before making any decisions please consider your own circumstances and the Product Disclosure Statement and Target Market Determinations. For copies, visit racv.com.au. Royal Automobile Club of Victoria (RACV) Ltd AR 001243563 is an authorised representative of the issuer and receives commission for each policy sold or renewed. RACV Travel Insurance issued by Tokio Marine & Nichido Fire Insurance Co., Ltd ABN 80 000 438 291 AFSL 246 548. Terms & conditions apply, refer to the PDS. 

Choose your cover for your next holiday