Choose from 3 levels of cover, with important benefits like overseas medical and hospital included with all international policies.
Compare cover designed for solo travellers
Whether you're a solo adventurer journeying through Europe or uncovering hidden gems in Asia, RACV Travel Insurance can help you travel with greater confidence so you can focus on the adventure ahead.
International travel insurance
Domestic travel insurance
Cover for your next Aussie holiday, with cover for lost or stolen luggage, cancellations or disruptions.
Annual multi-trip cover
Regular traveller? Explore cover for multiple trips within a 12-month period. Select the annual multi-trip tab when getting a quote.
Cruise cover
Going on a multi-night ocean cruise? Explore policies with optional cover. Select your destination and add cruise cover on the next page when getting a quote for overseas trips.
Travel insurance for the unexpected
Find a full list of inclusions, limits, sub-limits and exclusions for all policies in the Product Disclosure Statement.
** $unlimited means there is no cap on the maximum dollar amount which may be paid out for this benefit, noting that how much is payable for a benefit depends on the specific cover in the relevant section of the Policy Wording and any applicable exclusions.
# Limits, sub-limits and exclusions apply. Refer to the Product Disclosure Statement for full details.
More options for your solo trip
Sports and activities
Add cover for ski and winter sports for eligible policies. Or explore more than 30 activities already covered (criteria applies).
Medical conditions
Get automatic cover for 38 medical conditions when you meet specific criteria. Check your options for medical cover abroad.
Frequently asked questions
You can choose to buy travel insurance as early as you like. If you’ve already paid for part of your holiday, this could help cover you for unexpected cancellations or departure interruptions. For a full list of inclusions and exclusions, check the Product Disclosure Statement.
About to head on a trip? No worries - you can take out an RACV Travel Insurance policy online, right before you go.
You won't be able to take out a policy if your trip has already started.
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You should make a claim as soon as possible.
- You can make a claim online, anytime.
- You can also call the claims team for support on 1300 207 387.
You’ll need your personal information and information about the incident your are claiming for. This might include documentation of medical treatment, police reports for stolen items, receipts and proof of ownership.
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RACV Travel Insurance covers 38 medical conditions automatically, provided you meet specific criteria.
Check which medical conditions are covered
If you have a medical condition that isn’t automatically covered, you can apply for cover by completing a medical assessment. If accepted, you may need to pay an additional premium.
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Update your policy
If you’ve made a mistake with your policy, please contact us as soon as possible. We’ll review the details and update the policy if possible.
Extend your policy
You can extend your policy at no extra cost if you experience a delay that’s covered by your policy. If you need to extend your policy for other reasons, you must apply for an extension before it expires. If your extension is approved you may need to pay an additional premium. The combined period of insurance cannot exceed 12 months. Refer to the Product Disclosure Statement for more details.
Cancel your policy
You have 21 days from the purchase date to decide if the policy suits your needs. If it doesn't, you can cancel within the "cooling-off period" for a full refund, provided you:
- haven't started your trip
- haven’t made a claim
- don’t intend to make a claim.
You can also request your policy to be cancelled outside of the 21-day “cooling-off period”. You’ll need to meet the above criteria. Your request will be reviewed and is subject to approval.
Call us on 13 13 29 or email us at care@racv.com.au to discuss changes or to cancel your policy.
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Get organised before your trip
Travel alerts
RACV Travel Insurance won't cover you for destinations with a "Do Not Travel" status.
Check travel status before you plan and start your trip.
Travel tips and guides
The information provided is general advice only. Before making any decisions please consider your own circumstances and the Product Disclosure Statement and Target Market Determinations. For copies, visit racv.com.au. Royal Automobile Club of Victoria (RACV) Ltd AR 001243563 is an authorised representative of the issuer and receives commission for each policy sold or renewed. RACV Travel Insurance issued by Tokio Marine & Nichido Fire Insurance Co., Ltd ABN 80 000 438 291 AFSL 246 548. Terms & conditions apply, refer to the PDS.