• Protect what’s important with motor insurance


    Unexpected things happen, so when things go wrong, it’s good to be prepared. Depending on the motor insurance policy you choose for your car, motorcycle, caravan or trailer, you can be protected against loss or damages that happen as a result of a collision, malicious act, or natural event such as storm, fire or flood. A motor insurance policy also provides personal liability cover if you’re at-fault in an accident that causes harm to another person.

Explore cover options

Happy couple drive their RACV insured car on a sunny day

Car Insurance

Whether you just bought a new car or it’s simply time to renew your current cover, choose from a range of high-value car insurance options for peace of mind while you drive.

Happy couple drive their RACV insured car on a sunny day

Car Insurance

Whether you just bought a new car or it’s simply time to renew your current cover, choose from a range of high-value car insurance options for peace of mind while you drive.

Mature couple sitting in front of their RACV insured caravan by the ocean with a coffee

Caravan & Trailer Insurance

Heading on vacation or staying in one spot? No matter how you use your caravan, there’s a policy to suit so you can enjoy more of the great outdoors.

Mature couple sitting in front of their RACV insured caravan by the ocean with a coffee

Caravan & Trailer Insurance

Heading on vacation or staying in one spot? No matter how you use your caravan, there’s a policy to suit so you can enjoy more of the great outdoors.

RACV member riding their RACV insured motorcycle on a rural road

Motorcycle Insurance

There’s something exhilarating about riding around on two wheels. Keep that feeling protected with the right insurance cover for your motorcycle.

RACV member riding their RACV insured motorcycle on a rural road

Motorcycle Insurance

There’s something exhilarating about riding around on two wheels. Keep that feeling protected with the right insurance cover for your motorcycle.

Useful links

Product Disclosure Statements, Premium, Excess, Discounts and Benefit Guides

RACV Complete Care® Motor Insurance Product Disclosure Statement

RACV Complete Care® Motor Insurance Product Disclosure Statement and Policy Booklet for policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 29 June 2019.

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RACV Complete Care® Motor Insurance Product Disclosure Statement and Policy Booklet and Supplementary Product Disclosure Statement for policies with a start date on or after 15 October 2017 and renewal policies with a start date on or after 27 November 2017 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 29 June 2019.

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RACV Motor Insurance Product Disclosure Statement

RACV Motor Insurance Product Disclosure Statement and Policy Booklet for policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 29 June 2019.

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RACV Motor Insurance Product Disclosure Statement and Policy Booklet and Supplementary Product Disclosure Statement for policies with a start date on or after 15 October 2017 and renewal policies with a start date on or after 27 November 2017 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 29 June 2019.

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RACV Motor Insurance Premium, Excess, Discounts and Benefits Guides

RACV Motor Insurance Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 30 June 2019.

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RACV Motor Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 24 August 2018 and renewal policies with a start date on or after 1 October 2018 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 30 June 2019.

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RACV Motor Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 8 December 2017 and renewal policies with a start date on or after 21 January 2018 and new business policies with a start date before 24 August 2018 and renewal policies with a start date before 1 October 2018.

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RACV Motor Insurance Aussie Assist Benefits Guides

RACV Comprehensive Insurance, RACV Third Party Fire and Theft Insurance, RACV Third Party Property Damage Insurance for new business policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 30 June 2019.

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RACV Comprehensive Insurance, RACV Third Party Fire and Theft Insurance, RACV Third Party Property Damage Insurance for new business policies with a start date on or after 28 September 2008 or renewal policies with a start date on or after 10 November 2008 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 30 June 2019.

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Complete Care® Motor Insurance for new business policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 30 June 2019.

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Complete Care® Motor Insurance for new business policies and renewal policies with a start date on or after 7 December 2008 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 30 June 2019.

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* On existing policies discount takes effect at next renewal. Excludes Travel, Business, Farm, Single Item and Pet Insurance products.

** RACV Motor Insurance is issued by Insurance Manufacturers of Australia Pty Limited ABN 93 004 208 084 AFS Licence No. 227678. The information on this website is general advice only so before making any decisions, please consider your own circumstances and the Product Disclosure Statement.