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RACV Car Insurance

Types of insurance

  • Complete Care®

    RACV Complete Care® Car Insurance has been named as a winner in the 2018 Mozo Experts Choice Awards for Exceptional Quality Car Insurance.

Veteran, Vintage and Classic

Specialised comprehensive insurance for your extra-special car.

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The more insurance policies you have with us, the more you could save

When you take out two or more eligible RACV insurance policies you’ll receive 10% off each*

* On existing policies, discount takes effect at next renewal. Excludes Travel, Business, Farm, Single Item and Pet Insurance products. 

View all RACV insurance products

What you are covered for

  • Access to RACV Partner Repairers

    Choose from over 90 RACV Partner Repairers across Victoria who will deliver the best possible service and highest quality of repair - with all authorised repairs guaranteed for as long as you own the car.

  • Liability cover up to $20 million

    In relation to any one incident, RACV will pay up to $20 million. In addition, we will pay legal costs when our lawyers act in connection with the claim.

  • Towing from incident

    Under our Complete Care and Comprehensive policies you are covered for towing from an incident. 

  • Vehicle modifications

    Any vehicle modifications, options and accessories are automatically covered.

Car Insurance comparison

^ For Comprehensive up to $80 to and from an RACV Partner Repairer only. Please refer to relevant PDS for terms, conditions, limitations and exclusions.

Summary of Cover

Summary of Cover

Complete Care®


Third Party Fire and Theft

Third Party Property Damage

Liability cover up to $20 million
Aussie Assist
Fire and theft or attempted theft
Hire car after a theft or attempted theft
Emergency repairs
Accidental damage to your vehicle
Flood, storm or a malicious act
Hire car after a not 'at fault' collision
New replacement vehicle
Theft of personal items
Trailer or caravan damage
Baby capsules and child seats
Taxi fares^
Hire car after any other incident


No excess for windscreen, sunroof and window glass


Any Repairer option


Emergency accommodation
Post repair vehicle inspection
Vehicle pick up and return
No extra for paying by the month
Pet assistance

* RACV Motor Insurance is issued by Insurance Manufacturers of Australia Pty Limited ABN 93 004 208 084 AFS Licence No. 227678. The information on this website is general advice only so before making any decisions, please consider your own circumstances and the Product Disclosure Statement.