Post-repair vehicle inspection for authorised repairs
Accidental damage to your vehicle
Damage due to a storm or malicious act
Damage to personal items*6
Trailer or caravan damage whilst towing*7
Baby capsules and child seats*8
No excess for windscreen, sunroof and window glass
Hire car after an incident*9
Hire car after a theft*10
Damage due to fire or theft*11
Choice of own repairer
Uninsured motorist damage*13
Liability cover up to $20 million
Towing from an accident*14
1 Up to $88 per day, unlimited days until we settle your claim. 2 Up to $1000. 3 Up to $150 per day, for up to 10 days or if your car is unsafe to drive after an incident that we cover, which occurs more than 100km from home. 4 Up to $250 in total from the scene of an accident and to and from the repairer/hire car provider. 5 If the vehicle is less than 24 months old, has been purchased brand new or as a demonstrator vehicle and a replacement vehicle is available in Australia. 6 Cover is up to $1000 for Complete Care™ and $500 for Comprehensive Insurance, for items damaged in an insured incident except theft or attempted theft. 7 Up to $1000. 8 Up to $500 per item. 9 For Complete Care™, refer to point 1. For Comprehensive Insurance, optional cover is up to $50 per day until vehicle is repaired or deemed a total loss, for up to 14 days. 10 For Complete Care™, refer to point 1. For Comprehensive Insurance and Third Party Fire and Theft, cover is up to $50 per day until vehicle is repaired or deemed a total loss, for up to 21 days. 11 Under Third Party Fire and Theft cover is up to a market value of $10,000. 12 Up to $500. 13 For Third Party Fire and Theft and Third Party Property Damage, cover is limited up to $5000 when other party is at-fault, uninsured and can be identified by you. 14 For Third Party Property Damage, cover applies if we agree to pay your Uninsured Motorist Damage Claim.
*RACV Motor Insurance is issued by Insurance Manufacturers of Australia Pty Limited ABN 93 004 208 084 AFS Licence No. 227678. The information on this website is general advice only so before making any decisions, please consider your own circumstances and the Product Disclosure Statement.