Comprehensive cover for damage to your vehicle and unintentional collision damage to other people’s property.
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Comprehensive Insurance protects you from potentially hefty bills in the event of an accident. Regardless of who is at fault, you and anyone permitted to drive your vehicle, will be covered for collision damage to your vehicle and other people’s property.
The more RACV Insurance policies you have, the more you could save. When you take out two or more eligible RACV Insurance policies you’ll receive 10% off each*.
We offer Flexi Excess, Multi-Policy Discount and Years of Membership Benefits.
Choose from over 95 RACV Partner Repairers across Victoria who will deliver great service and high-quality repairs. Plus, we’ll guarantee the workmanship on all authorised repairs for as long as you own your car.
Did you know Aussie Assist is included in all RACV Car Insurance policies? It’s a telephone service that provides help and advice, 24/7.
From flat tyres and empty petrol tanks to lock-outs and flat batteries, we’re here to help. Drive with total peace of mind when you purchase one of our roadside assistance products.
Complete Care® Car Insurance has the following inclusions:
Pay by the month at no extra cost
Vehicle pick up and return
Emergency accommodation
Post repair vehicle inspection for authorised repairs
Pet assistance.
There are also some differences in the amount of value you’ll be covered for. For example, with Complete Care® Insurance you’re covered for up to $100 per day for a hire car after an accident until your claim is settled which is a higher amount than Comprehensive Insurance.
This is only a summary of the differences between RACV Car Insurance policies. Refer to the relevant Product Disclosure Statement for specific terms, conditions, limitations and exclusions.
Market Value is an assessment of the value of the vehicle at the time of the incident based on its age and condition. Because it is not a fixed amount, you won’t know how much compensation you’ll receive if you need to make a claim.
Agreed value is the amount you will be reimbursed in the event of a claim where your car is in which your car is declared a total loss and is agreed on by you (the car owner) and the insurer. The agreed value amount is agreed upon by the car owner and their insurer. Because it is a fixed amount, it provides more certainty on what compensation you can expect if your car is considered a write off after an accident.
You can only choose between agreed and market value if you purchase a Comprehensive or Complete Care® Car Insurance policy.
Yes, as long as they have a valid driver’s license. Additional excesses may apply for drivers under 25 and inexperienced drivers.
Comprehensive car Insurance protects you from potentially hefty bills in the event of an accident. Regardless of who is at fault, you and anyone permitted to drive your vehicle, will be covered for collision damage to your vehicle and unintentional collision damage to other people’s property.
If you only want to purchase insurance cover for damage you cause to other people’s property, then you may wish to purchase a Third Party Fire & Theft, or Third Party Property Damage Insurance policy.
Your insurance premium generally reflects the likelihood of a claim being made on your policy in the future and a number of other factors. Call us for a quote on 13 72 28 or get a quote online.
Comprehensive Insurance can protect you from loss or damage to your vehicle caused by any of the following incidents: an accident including a collision flood fire malicious act storm theft or attempted theft, as well as damage you cause to other people's property.
This is only a summary of the inclusions for RACV Comprehensive Insurance. For more information, such as conditions, limits and exclusions, please read the Product Disclosure Statement.
All the inclusions of Comprehensive Insurance, plus vehicle pick up and return after an accident, taxi fares, emergency accommodation when more than 100km from home, and more.
Cover for unintentional collision damage to other people’s property (including vehicles), where you are fully or partly at fault, as well as if your car is stolen or damaged by a fire.
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* On existing policies discount takes effect at next renewal. Excludes Travel, Business, Farm, Single Item and Pet Insurance products.
RACV Motor Insurance is issued by Insurance Manufacturers of Australia Pty Limited ABN 93 004 208 084 AFS Licence No. 227678. Please consider the Product Disclosure Statement before buying. For a copy call 13 RACV (13 7228) or visit racv.com.au.
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