Specialised comprehensive insurance for your extra special car

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RACV’s specialised insurance cover for veteran (pre 1919), vintage (1919-1930) and classic (generally 15 years or older) vehicles. Includes recreational vehicles such as hot rods, ex-service vehicles and tractors. Cars must be kept under cover, driven no more than 9000 kilometres a year and used for hobby or recreational purposes.

Call 1800 646 605 to get an insurance quote for your special vehicle

  • Comprehensive cover

    Accidental damage cover, plus loss or damage from collision, fire, flood, storm, theft or attempted theft, vandalism or malicious act, earthquake and more

  • Hobby, recreational and special occasion use covered

    You are covered if you drive no more than 9000kms per year for hobby or recreational purposes. Your car is also covered for special occasion/wedding hire

  • Retention of salvage

    Even if your car is written off, it still has value. If your car is over 35 years old you keep the damaged car at no cost

  • Emergency repairs

    Up to $500 for emergency repairs following an incident to make your car secure or get you back on the road safely

  • Personal items cover

    Up to $500 to repair or replace personal items lost or damaged following an incident, including theft or attempted theft

  • Towing from the incident included

    One tow from the scene of the incident to the nearest RACV-partnered repairer, your nominated repairer, a customer management centre or place of safety

  • Windscreen, sunroof and window glass damage

    You are covered for the repair or replacement of windscreen, sunroof or window glass, including anything part of it such as tinting and demisters

  • Up to $20 million for damage to someone else’s vehicle or property

    Covers your liability if your car is involved in an incident – for example, if you are ‘at fault’ and someone else’s vehicle or property is damaged

The more insurance policies you have with us, the more you could save. When you take out two or more RACV Insurance policies you’ll receive 10% off each.

*On existing policies, discount takes effect at next renewal. Excludes Travel, Business, Farm, Single Item and Pet Insurance products. 

  • Agreed value – so you know where you stand

    We know that even with the same make and type of veteran, vintage and classic car, values can vary widely. With agreed value, you know exactly what you are insured for

  • Choice of repairer

    Yours is a special car, so you choose who you want to repair it

  • Choice of excess

    Choose the excess that’s right for you. For most cars you can even remove your excess by paying extra premium

  • Range of registration types covered

    We cover full, club/historic and modified plate registrations, and in some situations we may also agree to insure your vehicle if it is unregistered

  • RACV Extra Care - 24-hour emergency roadside assistance included

    Great benefits to get you moving again, including 12 service calls a year, petrol or diesel to get you to the nearest service station, and breakdown towing

  • Aussie Assist personal emergency assistance included

    If you or your family dependent have an emergency more than 100km from home, Aussie Assist can help - and you don’t even have to be with your car to use it

RACV saves you money with our Years of Membership Benefits discounts

  • Bronze
    5-9 years

    5%

  • Silver
    10-24 years

    10%

  • Gold
    25-50 years

    15%

  • Gold 50
    51+ years

    20%

Product Disclosure Statements, Premium, Excess, Discounts and Benefit Guides

RACV Veteran, Vintage and Classic Vehicle Insurance Product Disclosure Statements

RACV Veteran, Vintage & Classic Vehicle Insurance Product Disclosure Statement and Policy Booklet for new business policies with a date on or after 19 May 2019 and renewal policies with a start date on or after 30 June 2019

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RACV Veteran, Vintage & Classic Vehicle Insurance Product Disclosure Statement and Policy Booklet for new business policies with a date on or after 18 December 2016 and renewal policies with a start date on or after 23 January 2016 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 30 June 2019

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RACV Veteran, Vintage & Classic Vehicle Insurance Premium, Excess, Discounts and Benefits Guides

RACV Veteran, Vintage & Classic Vehicle Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 30 June 2019

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RACV Veteran, Vintage & Classic Vehicle Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 24 August 2018 and renewal policies with a start date on or after 1 October 2018 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 30 June 2019.

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RACV Veteran, Vintage & Classic Vehicle Insurance Premium, Excess, Discounts and Benefits Guide for new business policies with a start date on or after 8 December 2017 and renewal policies with a renewal effective date on or after 21 January 2018 and new business policies with a start date before 24 August 2018 and renewal policies with a start date before 1 October 2018.

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*RACV Motor Insurance is issued by Insurance Manufacturers of Australia Pty Limited ABN 93 004 208 084 AFS Licence No. 227678. The information on this website is general advice only so before making any decisions, please consider your own circumstances and the Product Disclosure Statement.