Choose from 3 levels of cover, with important benefits like overseas medical and hospital included with all international policies.#
Explore family travel insurance cover
From flight delays to lost luggage, not every family holiday goes according to plan. RACV Travel Insurance can help you and your family travel with more peace of mind, offering coverage for you and your kids or grandkids all under one policy whether you’re going overseas or travelling around Australia.+
International travel insurance
Domestic travel insurance
Cover for your next family Aussie holiday, with cover for lost or stolen luggage, cancellations or disruptions.#
Annual multi-trip cover
Regular traveller? Explore cover for multiple trips within a 12-month period. Select the annual multi-trip tab when getting a quote.
Cruise cover
Going on a multi-night ocean cruise with the kids? Explore policies with optional cover. Select your destination and add cruise cover on the next page when getting a quote for overseas trips.**
Family travel insurance for the unexpected
More options for your family holiday
Sports and activities
Add cover for ski and winter sports for eligible policies.# Or explore more than 30 activities already covered (criteria applies).
Medical conditions
Get automatic cover for 38 medical conditions when you meet specific criteria.~ Check your options for medical cover abroad.
Frequently asked questions
You can purchase travel insurance as early as you like. Depending on the policy you choose, some policies include cancellation cover that usually starts immediately after you purchase the policy. If you’ve already paid for part of your holiday, this could help cover you for unexpected cancellations or departure interruptions. For full details, please refer to the combined PDS/FSG and review each section for specific terms, conditions, exclusions, limits, and sub-limits, as well as any general exclusions that apply.
About to head on a trip? No worries - you can take out an RACV Travel Insurance policy online, right before you go.
You won't be able to take out a policy if your trip has already started.
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You can add an unlimited number of Dependants to your policy.
Dependant means any one or more of your children, stepchildren, foster children or grandchildren who are:
- aged 25 years or under at the time you buy your policy; and
- financially dependent on their parents or grandparents and not working full time; and
- travelling with you for your entire trip; and
- listed on the Certificate of Insurance as your Dependant.
Your Dependants can be included under your cover at no extra cost as long as they have not disclosed any medical conditions. If you choose the Ski and Winter Sports or Cruise option, your Dependants will be covered under those options as well.
If you have forgotten to list your Dependants, please contact us as soon as possible.
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* RACV Member discount applies to the premium only (not applicable taxes).
+ Dependant means any of your children, stepchildren, foster children or grandchildren who are 25 years of age or under at the time you purchase your policy, financially dependent on their parents or grandparents, not working full time, travelling with you for your entire trip and listed on the Certificate of Insurance as your Dependant. Terms, conditions, exclusions, limits and sub-limits apply. Refer to PDS for full details.
# Terms, conditions (including eligibility criteria), limits, sub-limits and exclusions apply. Refer to combined PDS/FSG for full details.
** Refer to combined PDS/FSG to determine if Cruise cover is required for your trip. Terms, conditions, limits, sub-limits and exclusions apply.
++ Dependant means any of your children, stepchildren, foster children or grandchildren who are 25 years of age or under at the time you purchase your policy, financially dependent on their parents or grandparents, not working full time, travelling with you for your entire trip and listed on the Certificate of Insurance as your Dependant. Dependants can be covered at no extra cost if they have not disclosed any medical conditions requiring assessment. Terms, conditions, exclusions, limits and sub-limits apply. Refer to PDS for full details.
^ ‘Unlimited’ means there is no cap on the maximum dollar amount which may be paid out for this benefit, noting that how much is payable for a benefit depends on the specific cover in the relevant section of the Policy Wording and any applicable exclusions. Medical, hospital, dental or any ancillary benefits or expenses incurred more than 12 months from the time treatment for the injury or illness was first received will not be covered. Terms, conditions (including eligibility criteria), limits, sub-limits and exclusions apply. Refer to combined PDS/FSG for full details.
Get organised before your trip
Travel alerts
RACV Travel Insurance won't cover you for destinations with a "Do Not Travel" status.
Check travel status before you plan and start your trip.
Travel tips and guides
Royal Automobile Club of Victoria (RACV) Limited (ABN 44 004 060 833, AR No. 1243563) (RACV) is an authorised representative of the RACV Travel Insurance insurer Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291 AFSL 246 548) (Tokio Marine). Tokio Marine Management (Australasia) Pty Ltd (ABN 69 001 488 455, AR No. 1313066) is an authorised representative of Tokio Marine, and administers RACV Travel Insurance as the managing agent on behalf of Tokio Marine.
Terms, conditions (including eligibility criteria), exclusions, limits and sub-limits apply. Any advice is general advice only, and does not take into account your specific objectives, financial situation or needs. Before you purchase, please consider the Combined Product Disclosure Statement (PDS) / Financial Services Guide (FSG) and Target Market Determinations (TMDs) available on RACV’s website, or on request from RACV.