Choose from 3 levels of cover, with important benefits like overseas medical and hospital included with all international policies.
Explore family travel insurance cover
From flight delays to lost luggage, not every family holiday goes according to plan. RACV Travel Insurance can help you and your family travel with more peace of mind, offering coverage for parents, kids, and grandparents all under one policy whether you’re going overseas or travelling around Australia.
International travel insurance
Domestic travel insurance
Cover for your next family Aussie holiday, with cover for lost or stolen luggage, cancellations or disruptions.
Annual multi-trip cover
Regular traveller? Explore cover for multiple trips within a 12-month period. Select the annual multi-trip tab when getting a quote.
Cruise cover
Going on a multi-night ocean cruise with the kids? Explore policies with optional cover. Select your destination and add cruise cover on the next page when getting a quote for overseas trips.
Family travel insurance for the unexpected
Find a full list of inclusions, limits, sub-limits and exclusions for all policies in the Product Disclosure Statement.
* Children and grandchildren aged 25 and under go for free, provided they are financially dependent on their parents, not working full time, do not require a medical assessment, and are travelling with you the whole time and listed on your Certificate of Insurance.
** $unlimited means there is no cap on the maximum dollar amount which may be paid out for this benefit, noting that how much is payable for a benefit depends on the specific cover in the relevant section of the Policy Wording and any applicable exclusions.
# Limits, sub-limits and exclusions apply. Refer to the Product Disclosure Statement for full details.
More options for your family holiday
Sports and activities
Add cover for ski and winter sports for eligible policies. Or explore more than 30 activities already covered (criteria applies).
Medical conditions
Get automatic cover for 38 medical conditions when you meet specific criteria. Check your options for medical cover abroad.
Frequently asked questions
You have the flexibility to choose when you buy your cover.
You can choose to buy travel insurance as soon as you pay for any part of your trip. This means you're covered in case your trip is cancelled due to unforeseen circumstances.
You can also choose to get RACV Travel Insurance online right before you go. Even if you're just about to leave there's still time to pack an RACV Travel Insurance policy for your trip.
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Your dependents such as children, grandchildren, step-children and foster children are covered at no extra cost if they have not disclosed a medical condition and they meet the following criteria:
aged 25 years or younger at the time You buy Your policy
financially dependent on their parents or grandparents and not working full time
travelling with You for Your entire Trip
listed on the Certificate of Insurance as Your Dependant; and
whilst on Your Trip, is dependent on an Adult listed on Your Certificate of Insurance.
If they meet the above criteria and you choose our ski and winter sports or cruise option, they’ll be covered for this as well. If you have omitted to list them, please contact us as soon as possible.
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Get organised before your trip
Travel alerts
RACV Travel Insurance won't cover you for destinations with a "Do Not Travel" status.
Check travel status before you plan and start your trip.
Travel tips and guides
The information provided is general advice only. Before making any decisions please consider your own circumstances and the Product Disclosure Statement and Target Market Determinations. For copies, visit racv.com.au. Royal Automobile Club of Victoria (RACV) Ltd AR 001243563 is an authorised representative of the issuer and receives commission for each policy sold or renewed. RACV Travel Insurance issued by Tokio Marine & Nichido Fire Insurance Co., Ltd ABN 80 000 438 291 AFSL 246 548. Terms & conditions apply, refer to the PDS.