A mother and child playing in a pool on a sunny day in Bali.

Family travel insurance

Explore travel insurance options for families, with 15% off for RACV Members year-round

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Explore family travel insurance cover

From flight delays to lost luggage, not every family holiday goes according to plan. RACV Travel Insurance can help you and your family travel with more peace of mind, offering coverage for parents, kids, and grandparents all under one policy whether you’re going overseas or travelling around Australia. 

International travel insurance

Choose from 3 levels of cover, with important benefits like overseas medical and hospital included with all international policies.

Domestic travel insurance

Cover for your next family Aussie holiday, with cover for lost or stolen luggage, cancellations or disruptions.

Annual multi-trip cover

Regular traveller? Explore cover for multiple trips within a 12-month period. Select the annual multi-trip tab when getting a quote.

Cruise cover

Going on a multi-night ocean cruise with the kids? Explore policies with optional cover. Select your destination and add cruise cover on the next page when getting a quote for overseas trips.

Family travel insurance for the unexpected

Kids and grandkids are covered for free

RACV Travel Insurance policies insure your children and grandchildren for free.* Add them to your policy before you travel. Plus, add-on ski and winter sports or cruise cover, and they’ll be covered for this as well.*

Emergency expenses and support

Cover for emergencies, with up to $25,000 within Australia and $unlimited** cover overseas. Plus, get overseas emergency assistance 24 hours a day.#

Cancellation cover that puts you in control

Choose the level of cover for cancellation fees and lost deposits# that best suits your travel plans and budget – available on select policies.

Overseas medical cover

Feel prepared before you head off with $unlimited** overseas medical and hospital cover.# Plus, get automatic cover for 38 medical conditions on overseas trips.

Extra cover for valuables

From iPads and headphones to smartwatches, travel with greater confidence knowing your most important items are covered by adding extra cover for valuables.

RACV Members save 15% year-round

Already a member? You’ll save 15% year-round on all travel insurance policies.

Find a full list of inclusions, limits, sub-limits and exclusions for all policies in the Product Disclosure Statement.

* Children and grandchildren aged 25 and under go for free, provided they are financially dependent on their parents, not working full time, do not require a medical assessment, and are travelling with you the whole time and listed on your Certificate of Insurance.

** $unlimited means there is no cap on the maximum dollar amount which may be paid out for this benefit, noting that how much is payable for a benefit depends on the specific cover in the relevant section of the Policy Wording and any applicable exclusions. 

# Limits, sub-limits and exclusions apply. Refer to the Product Disclosure Statement for full details.

More options for your family holiday

Sports and activities

Add cover for ski and winter sports for eligible policies. Or explore more than 30 activities already covered (criteria applies).

Medical conditions

Get automatic cover for 38 medical conditions when you meet specific criteria. Check your options for medical cover abroad.

Frequently asked questions

You have the flexibility to choose when you buy your cover.

You can choose to buy travel insurance as soon as you pay for any part of your trip. This means you're covered in case your trip is cancelled due to unforeseen circumstances.

You can also choose to get RACV Travel Insurance online right before you go. Even if you're just about to leave there's still time to pack an RACV Travel Insurance policy for your trip.

Get organised before your trip

Travel tips and guides

The information provided is general advice only. Before making any decisions please consider your own circumstances and the Product Disclosure Statement and Target Market Determinations. For copies, visit racv.com.au. Royal Automobile Club of Victoria (RACV) Ltd AR 001243563 is an authorised representative of the issuer and receives commission for each policy sold or renewed. RACV Travel Insurance issued by Tokio Marine & Nichido Fire Insurance Co., Ltd ABN 80 000 438 291 AFSL 246 548. Terms & conditions apply, refer to the PDS. 

Choose your cover for your next holiday