- Choose from 3 levels of cover, plus an annual multi-trip option.
- Overseas medical and hospital cover included with all policies.
- Cover for unexpected events, stolen passport or lost luggage available.
Travel Insurance for the unexpected
Choose from 3 levels of international cover
Find a full list of inclusions and exclusions for all policies in the Product Disclosure Statement.
Options and add-ons for your policy
No 2 overseas trips are the same, with RACV Travel Insurance, you choose policy options and add-ons.
+Some cover benefit limits or sublimits may be less than your chosen excess and therefore the insurer may not contribute anything to your claim.
Why consider RACV Travel Insurance
**$unlimited means that generally there is no cap on the maximum dollar amount which may be paid out for this benefit, subject to the specific terms and conditions, sub-limits and exclusions that apply to this benefit. This benefit covers reasonable overseas medical and hospital costs as a result of an injury (including arising from a Terrorist Act) or illness occurring which first shows itself during Your Period of Insurance. Benefits may be paid up to 12 months from the time You received treatment for the injury or illness, but only for reasonable expenses incurred during that time. All medical treatments must be provided by Your Treating Doctor or Our Consulting Medical Officer. You must notify Us as soon as practicable of Your admittance to hospital.
#Limits, sub-limits and exclusions apply. Refer to the Product Disclosure Statement for full details.
Frequently asked questions
You have the flexibility to choose when you buy your cover.
You can choose to buy travel insurance as soon as you pay for any part of your trip. This means you're covered in case your trip is cancelled due to unforeseen circumstances.
You can also choose to get RACV Travel Insurance online right before you go. Even if you're just about to leave there's still time to pack an RACV Travel Insurance policy for your trip.
You should make a claim as soon as possible.
- You can make a claim online anytime.
- You can also call the claims team for support on 1300 207 387.
You’ll need your personal information and information about the incident your are claiming for. This might include documentation of medical treatment, police reports for stolen items, receipts and proof of ownership.
RACV Travel Insurance covers 38 medical conditions automatically, provided you meet specific criteria. Some medical conditions are not covered.
Medical conditions not automatically covered:
You can apply for cover by completing a medical assessment. If accepted, you may need to pay an additional premium.
Check which medical conditions are covered.
RACV Travel Insurance provides some automatic cover for a person who is pregnant, if the pregnancy is:
- 25 weeks or less
- a single, non-complicated pregnancy.
Pregnancy is classed as a medical condition. You may need to disclose your pregnancy when buying your policy.
Assistance and support
Emergency assistance while overseas
The team of experts are available to provide emergency support 24-hours a day. Reverse charges are accepted.
Call as soon as practical if you are receiving medical care and the total cost is likely to exceed $2,000.
Travel alerts
Check travel status before you plan your trip and again before you leave.
RACV Travel Insurance won't cover you for destinations with a Department of Foreign Affairs and Trade "Do Not Travel" status.
Medical conditions and things to consider
The information provided is general advice only. Before making any decisions please consider your own circumstances and the Product Disclosure Statement and Target Market Determinations. For copies, visit racv.com.au. Royal Automobile Club of Victoria (RACV) Ltd AR 001243563 is an authorised representative of the issuer and receives commission for each policy sold or renewed. RACV Travel Insurance issued by Tokio Marine & Nichido Fire Insurance Co., Ltd ABN 80 000 438 291 AFSL 246 548. Terms & conditions apply, refer to the PDS.