Choose from 3 international options with $unlimited** overseas medical and hospital cover.
Explore international options
Enjoy greater peace of mind when holidaying overseas. Already an RACV Member? You’ll save 15% on all travel insurance policies year-round.
International Travel Insurance
Cruise Travel Insurance
Going on a multi-night ocean cruise? Select your destination then add cruise cover on the next page when getting a quote. River cruising is already covered.
Annual multi-trip cover
Regular traveller? Explore cover for multiple trips within a 12-month period. Select the annual multi-trip tab when getting a quote.
Multi-award-winning travel insurance for your next holiday
With coverage for cancellations on select policies, plus overseas medical, hospital and emergency expenses, you and your family can focus on enjoying your holiday.
Staying closer to home?
Explore cover for holidays in Australia with 15% off for RACV Members year-round.
Domestic Travel Insurance
Get cover for lost or stolen luggage, cancellations or disruptions while you travel in Australia.
Rental car excess cover
Get cover for up to $8,000 against excess payable if your rental car is involved in an incident, stolen or damaged.
Enjoy the benefits of RACV Travel Insurance
Learn more about what’s covered
Explore what’s covered below. You can also find a policy document or call 13 13 29 for support.
Sports and activities
Discover which adventure activities are covered by domestic and international travel insurance. Plus add cover for ski and winter sports for eligible policies.
Medical conditions
Get automatic cover for 38 medical conditions when you meet specific criteria. Check your options for medical cover abroad.
Travel alerts
RACV Travel Insurance won't cover you for destinations with a "Do Not Travel" status.
Check travel status before you plan and start your trip.
Things you should know
~ Terms and conditions apply. Vic residents only. Competition closes at 11.59PM (AEDT) on 31 October 2025. Draw will take place at 485 Bourke Street, Melbourne, VIC 3000 at 12.00PM (AEDT) on 3 November 2025. Winners will be published on the RACV competition webpage on 3 November 2025 and notified by phone and/or in writing. See full terms and conditions
# Limits, sub-limits and exclusions apply. Refer to the Product Disclosure Statement for full details.
** $unlimited means there is no cap on the maximum dollar amount which may be paid out for this benefit, noting that how much is payable for a benefit depends on the specific cover in the relevant section of the Policy Wording and any applicable exclusions.
The information provided is general advice only. Before making any decisions please consider your own circumstances and the Product Disclosure Statement and Target Market Determinations. For copies, visit racv.com.au. Royal Automobile Club of Victoria (RACV) Ltd AR 001243563 is an authorised representative of the issuer and receives commission for each policy sold or renewed. RACV Travel Insurance issued by Tokio Marine & Nichido Fire Insurance Co., Ltd ABN 80 000 438 291 AFSL 246 548. Terms & conditions apply, refer to the PDS.
If you received an email regarding an overcharge, you may be eligible for a refund of the overcharged amount. Please refer to the Travel Insurance overcharge refunds page.